USDA Vs. FHA your options comparison in Glen-Ellyn, DuPage County, IL

In the year 2025, USDA loan limits assigned to Glen-Ellyn in DuPage County of IL are set at $0. On the other hand, for a single-family home, the FHA cap is $379,500.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Determine the income requirements, credit scores, reserves, and essential documentation to qualify. Our sophisticated mortgage calculator enables you to review USDA, FHA, Conforming, and VA options side by side, making it easier to choose the most suitable program in for your financial condition.

Explore loan offers from a network of 100 lenders

2025 loan limits and down payment requirements in Glen-Ellyn, DuPage County, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA lending options in Glen-Ellyn, IL

Lendersa® aims to swiftly and seamlessly secure the best USDA or FHA loans for you. Choose from three pathways that will guide you to matching lenders and USDA loan packages.

Lendersa USDA loan request and its matching outcomes

Overview of USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is applicable in rural territories only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
  • Transit Employees Federal Credit Union
  • 2440 Market Street NE, Suite 901, Washington, DC, 20018
  • Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
  • Rock Solid Info
  • 5397 Twin Knolls Road, Suite 13, Columbia, MD, 21045
  • For over 25 years, Rock Vaughan's focus in the mortgage industry has been to make sure that every customer has the best experience possible and walks away satisfied with their choices. Whether you are a first time home buyer or seasoned real estate expert, you will be treated with Rock Vaughan's utmost care and concern.
  • Leading Home Mortgage LLC
  • 6412 Saddle Drive, Columbia, MD, 21045
  • Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
  • Apex Mortgage LLC
  • 8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
  • APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • 1 Percent Down Mortgages
  • 8850 Columbia 100 Pkwy, Columbia, MD, 21045
  • At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
  • Treasury Department Federal Credit Union
  • 1101 2nd Street NE, Washington, DC, 20002
  • The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.