USDA Vs. FHA your options comparison in Johnsburg, McHenry County, IL
In 2025, the USDA loan limit for Johnsburg, within the county of McHenry, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to weigh today's optimal rates between USDA and FHA. It helps determine the income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program in suited for your financial requirements.
Loan Limits and Down Payment Requirements for 2025 in Johnsburg, County of McHenry, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Johnsburg, IL
Lendersa® is dedicated to helping you attain the best USDA or FHA loan quickly and with ease. Choose one of the three starting points to connect with lenders and find the USDA loan programs to match your needs.
A USDA home loan is supported by the U.S. Department of Agriculture, commonly termed as a USDA rural development loan or mortgage. These loans are available exclusively in rural neighborhoods. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a substantial benefit to qualified applicants.
6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
