In 2025, the USDA loan limit for Lakemoor, in McHenry county, IL, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate USDA and FHA rates today. Determine your income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you choose the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you get the best possible USDA or FHA loan quickly and without hassle. Begin with one of three steps to connect with lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, providing significant benefits for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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