FHA Vs. USDA loan program for Lakemoor, McHenry County, Illinois

In 2025, the USDA loan limit for Lakemoor, in McHenry county, IL, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate USDA and FHA rates today. Determine your income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you choose the best program in for you.

Explore USDA and FHA Loan Options in Lakemoor, IL

Lendersa® aims to help you get the best possible USDA or FHA loan quickly and without hassle. Begin with one of three steps to connect with lenders and USDA loan programs.

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Understanding USDA Loans in IL

A USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, providing significant benefits for eligible borrowers.

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(304) 485-1421 Lender's profile and map Reviews Union Trades Federal Credit Union 1925 Murdoch Avenue, Parkersburg, WV, 26101 Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565. In 2001, the credit union changed its name to Union Trades Federal Credit Union
(304) 485-4066 Lender's profile and map Reviews One Community Federal Credit Union 531 5th Street, Parkersburg, WV, 26101 One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
(304) 424-7256 Lender's profile and map Reviews Mountain Heritage Federal Credit Union 1822 Seventh Street, Parkersburg, WV, 26101 Mountain Heritage Federal Credit Union has been open since 1958. It's the 22nd largest credit union in West Virginia with assets totaling $48.94 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member gr
(304) 485-4523 Lender's profile and map Reviews West Virginia Central Federal Credit Union 1306 Murdoch Avenue, Parkersburg, WV, 26101 WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
(740) 374-4266 Lender's profile and map Reviews Riverview Credit Union Inc 39 Acme Street, Marietta, OH, 45750 RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.
(800) 374-6123 Lender's profile and map Reviews Peoples Bank 138 Putnam St, Marietta, OH, 45750 Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
(402) 515-1670 Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(913) 713-0300 Lender's profile and map Reviews Bank of Prairie Village 3515 W. 75th Street, Prairie Village, KS, 66208 Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(816) 875-0074 Lender's profile and map Reviews Elite Mortgage Group, LLC 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208 Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(913) 745-7000 Lender's profile and map Reviews Fountain Mortgage 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208 Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.