USDA Vs. FHA your options comparison in McHenry, McHenry County, IL
In 2025, USDA loan limit in McHenry, county of McHenry, IL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in McHenry, county of McHenry, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in McHenry, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.
To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.
1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
QuestRock LLC Although we are a relatively new company, our mortgage advisors are not; their vast experience and long history in the business show that they know what they’re doing. They use the latest in comparative analysis software; this allows them to research which program is best for each individual client.
300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
In 1951, seven Lockheed Georgia employees dreamed of a better way to bank and LGE Community Credit Union was born. Today we serve communities in Northwest Georgia as a not-for-profit financial institution. Unlike a bank, whose profits go to its shareholders, our profits go to our members in the form of better rates and lower fees.
