USDA Vs. FHA Pro and Con comparison in Pistakee-Highlands, McHenry County, IL
In the year 2025, the USDA loan limit for Pistakee-Highlands, located in McHenry county, IL, is $303,600. In contrast, the FHA limit for a single-family home stands at $379,500.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates. This tool helps assess the income, credit, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Pistakee-Highlands, County of McHenry, IL
Loan Type
Loan Limit
Minimum Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Pistakee-Highlands, IL
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and with minimal hassle. Start by choosing one of three pathways that lead to matching lenders and USDA loan options.
A USDA home loan is a government-guaranteed loan provided through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural neighborhoods, these loans differ from FHA loans, which require a minimum down payment of 3.5%; USDA loans require no down payment at all, offering a distinct advantage.
40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106
When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
