USDA VS FHA in Pistakee-Highlands, McHenry County, IL
In the year 2025, the USDA loan limit for Pistakee-Highlands, located in McHenry county, IL, is $303,600. In contrast, the FHA limit for a single-family home stands at $379,500.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates. This tool helps assess the income, credit, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Pistakee-Highlands, County of McHenry, IL
Loan Type
Loan Limit
Minimum Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Pistakee-Highlands, IL
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and with minimal hassle. Start by choosing one of three pathways that lead to matching lenders and USDA loan options.
A USDA home loan is a government-guaranteed loan provided through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural neighborhoods, these loans differ from FHA loans, which require a minimum down payment of 3.5%; USDA loans require no down payment at all, offering a distinct advantage.
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