For the year 2026, in Mackinaw, situated in Tazewell county, IL, the USDA loan limit is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Lendersa® offers a USDA loan calculator to compare today's USDA versus FHA rates effectively. It helps you assess the income, credit, reserves, and document requirements essential for qualification. Our advanced mortgage calculator allows a side-by-side review of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Needs in Mackinaw, Tazewell, IL
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Mackinaw, IL
Lendersa® aims to help you secure the optimal USDA or FHA loan swiftly and without trouble. Opt for one of three starting positions that align you with lenders and USDA loan programs.
A USDA home loan is supported by the U.S. government through the Department of Agriculture. Often referred to as the USDA rural development loan or USDA mortgage, it is exclusively available in rural communities. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans don't necessitate any down payment.
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