For the year 2025, in Mackinaw, situated in Tazewell county, IL, the USDA loan limit is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Lendersa® offers a USDA loan calculator to compare today's USDA versus FHA rates effectively. It helps you assess the income, credit, reserves, and document requirements essential for qualification. Our advanced mortgage calculator allows a side-by-side review of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Mackinaw, Tazewell, IL
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Mackinaw, IL
Lendersa® aims to help you secure the optimal USDA or FHA loan swiftly and without trouble. Opt for one of three starting positions that align you with lenders and USDA loan programs.
A USDA home loan is supported by the U.S. government through the Department of Agriculture. Often referred to as the USDA rural development loan or USDA mortgage, it is exclusively available in rural communities. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans don't necessitate any down payment.
Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.
Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it
Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle
CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
