USDA Vs. FHA Pro and Con comparison in Eureka, Woodford County, IL
In 2025, the USDA loan limit for Eureka, found in Woodford county, IL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine what income, credit, reserves, and documentation are necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Eureka, Woodford County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Eureka, IL
Lendersa® is committed to obtaining the best USDA or FHA loan for you efficiently and without hassle. Select one of three paths to connect with lenders and the USDA loan programs suited to your requirements.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, providing significant benefits to eligible borrowers.
400 Corporate Pointe, Suite 300, Culver City, CA, 90230
Legacy Liaisons LLC is located in Columbus, OH, United States and is part of the Management, Scientific, and Technical Consulting Services Industry. Legacy Liaisons LLC has 1 total employees across all of its locations and generates $34, 669 in sales (USD). (Sales figure is modelled).
6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
1971 West 190th Street, Suite 200, Torrance, CA, 90504
"We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.
For brokers and potential borrowers:
-Business purpose loans only on most property types.
-Our primary area is Southern CA but will consider loans in any major market etc.."
Mortgage West is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Mortgage West name is trusted throughout the community.
Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.
11150 W. Olympic Blvd, Suite 600, Los Angeles, CA, 90064
Founded in 2003 as a specialty finance company, Residential Mortgage Solution (RMS) has participated on over 250 distinct buy and sell side transactions totaling over $10 billion in principal balance (UPB) as well as provided surveillance services on over $60 billion in UPB over a 18 year period.
11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
11500 W Olympic Blvd, Suite 560, Los Angeles, CA, 90064
Clear Capital Lending are a full service Mortgage Banker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
"Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs.
Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.