In 2025, the USDA loan limit for Eureka, found in Woodford county, IL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine what income, credit, reserves, and documentation are necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to obtaining the best USDA or FHA loan for you efficiently and without hassle. Select one of three paths to connect with lenders and the USDA loan programs suited to your requirements.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, providing significant benefits to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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