In 2025, the USDA loan limit for Macomb in McDonough county, IL, is $336,500. In contrast, the limit for an FHA loan concerning a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare USDA versus FHA rates available today, determining required income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you choose the most fitting program in
Compare offers from 100 potential lenders
| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to providing you with the best USDA or FHA loan efficiently and smoothly. Choose between three initial steps to connect with matching lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and known as the USDA rural development loan or mortgage, is particularly for rural areas. It distinguishes itself from FHA loans, which require a minimum 3.5% down payment, by requiring no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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