FHA Vs. USDA loan program for Melrose-Park, Cook County, Illinois

In 2025, USDA loan limit in Melrose-Park, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Melrose-Park, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

443-622-0561 607 miles Lender's profile and map Reviews Finance USA Corporation 7935 Galloping Circle, Windsor Mill, MD, 21244 "An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f
(410) 984-8924 607 miles Lender's profile and map Reviews Mortgage Affiliates Incorporated 7000 Security Boulevard, Suite 110, Baltimore, MD, 21244 Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.
(410) 281-6200 607 miles Lender's profile and map Reviews Securityplus Federal Credit Union 7135 Windsor Boulevard, Windsor Mill, MD, 21244 Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.
(570) 628-2400 607 miles Lender's profile and map Reviews CACL Federal Credit Union 1800 West Market Street, Pottsville, PA, 17901 The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
704-360-3636 607 miles Lender's profile and map Reviews Mortgages by Scott 14120 Ballantyne Corporate Place STE 350 OFC 310, Charlotte, NC, 28277 Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.
(866) 365-7466 607 miles Lender's profile and map Reviews Pinnacle Capital Funding 15105 John J. Delaney Drive, Suite 101, Charlotte, NC, 28277 At Pinnacle Capital Funding, we quickly analyze your appliction, financial needs and real estate deal as well as business financial needs and get you a decision as quickly as possible. Whether you are a small business owner, wholesaler or real estate investor, the goal is always growth and profit.
(888) 819-6388 607 miles Lender's profile and map Reviews Figure 15720 Brixham Hill Ave, Suite 300, Charlotte, NC, 28277 Figure is transforming the trillion-dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance Blockchain for loan origination, equity management, private fund services, Banking, and payments sectors
714 520 1288 607 miles Lender's profile and map Reviews Deephaven Mortgage 3530 Toringdon Way, Suite 300, Charlotte, NC, 28277 Deephaven Mortgage® LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS #958425
(980) 262-3833 607 miles Lender's profile and map Reviews Noso Funding LLC 10700 Sikes Place, Suit 310, Charlotte, NC, 28277 As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.
(704) 800-6551 607 miles Lender's profile and map Reviews Carolina Mortgage Firm Inc 3440 Toringdon Way, Suite 247, Charlotte, NC, 28277 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.