USDA VS FHA in Bellwood, Cook County, IL

In 2026, the USDA loan ceiling in Bellwood, located in Cook county, IL, is $0. For a single-family home, the FHA limit is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today's top rates for USDA versus FHA and determine the necessary income, credit, reserves, and documents to qualify. Employ our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting which program in best fits your financial needs.

Evaluate loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Bellwood, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Bellwood, IL

The aim of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and without hassle. Begin with one of three paths that lead to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, insured by the Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bellwood Lenders

  • Central Credit Union
  • 1001 Mannheim Road, Bellwood, IL, 60104
  • Lends in Illinois
  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned,

    If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.

  • Pan American Bank
  • 1440 West North Avenue, Melrose Park, IL, 60160
  • Lends in Illinois
  • Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.

  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Lends in Illinois
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply

  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Lends in Illinois
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation

  • Northside L Federal Credit Union
  • 1419 W Roosevelt Road, Broadview, IL, 60155
  • Lends in Illinois
  • Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions.



    Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.

  • Access Credit Union
  • 1807 W Cermak Road, Broadview, IL, 60155
  • Lends in Illinois
  • Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Byline Bank
  • 7751 Lake St, River Forest, IL, 60305
  • Lends in Illinois
  • Byline Bank is a full-service commercial bank with nearly $6.5 billion in assets, serving small businesses, mid-market companies, and consumers.

    Operating over 40 branch locations throughout the Chicago and Milwaukee metro areas, Byline’s been a community partner in its neighborhoods for over 100 years

  • Community Bank of Elmhurst
  • 330 West Butterfield Road, Elmhurst, IL, 60126
  • Lends in Illinois
  • The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.

  • USA Mortgage Corporation
  • 101 North Addison Street, Suite 202, Elmhurst, IL, 60126
  • Lends in Illinois
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.