In 2025, the USDA loan limit for Wonder-Lake, in the county of McHenry, IL, is $303,600. At the same time, the FHA limit for a single-family home stands at $379,500.
With the Lendersa® USDA loan calculator, you can compare the best rates of USDA versus FHA as of today and determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA options, helping decide which program in aligns with your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Wonder-Lake, McHenry County, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Wonder-Lake, IL
Lendersa® strives to secure for you the optimal USDA or FHA loan quickly and with minimal hassle. Choose one of three starting strategies to ensure a match with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. These loans are specifically available for those in rural neighborhoods only. Contrasting with FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages do not require any down payment whatsoever.
Northwest Adventist Federal Credit Union was founded in 1962. Our eligible field of membership includes any current member of a Seventh-day Adventist church in Oregon, Washington, Idaho, Montana & Alaska, as well as employees of Adventist Medical Center. Immediate relatives to an existing member of the credit union are also eligible for membership.
The idea to form a Credit Union was initiated in 1954 at an IBEW Local 48 union meeting by member Chester Craig. Chester was a member of another Credit Union at the time, but believed that members in the electrical trade would benefit by having their own Credit Union as well. IBEW and United Workers FCU Providing convenient, best value products.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4275 Executive Square, Suite 410, La Jolla, CA, 92037
We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.
5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.
4275 Executive Square, Suite 200, La Jolla, CA, 92037
Pacific Home Brokers™ is one of the premier real estate agencies in California. We specialize in working with first time home buyers and investors. We also have a background in residential financing and use this knowledge to help our clients understand the financing aspect of purchasing a home.
The Christopher Company With over eighty years of combined experience in professional real estate and mortgage services, the staff at the Christoper Company has the tools and knowledge to guide you through the entire lending process. We know that the mortgage process can be complex and stressful, let our team help you navigate those waters.
Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.
4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate
888 Prospect Street, Suite 200, La Jolla, CA, 92037
AFC Lending is your personalized, full service lending team, dedicated to providing you with your very best options for all real estate loans. Our highly trained team of loan officers and loan processors pride themselves on fully supporting and representing each client in analyzing and choosing the right loan, for the right project.
4275 Executive Square, Suite 200, La Jolla, CA, 92037
Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
