USDA Loan Vs. FHA loan for Oak-Forest, IL [Cook County Rates 2023]

In 2024, USDA loan limit in Oak-Forest, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oak-Forest, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(251) 338-2092 http://www.progressivefcu.com/ 755 miles Lender's profile and map Reviews Progressive Federal Credit Union 1065 Springhill Ave, Mobile, AL, 36604 Our philosophy is: "Once a Member, Always a Member." You may remain a member of the credit union for the rest of your life, as long as you maintain the minimum share (savings) balance. When you join Progressive Federal Credit Union, your money goes farther. Membership in this nonprofit institution gives you access to low-cost loans and affordable.
(251) 438-7464 https://www.gulfcoastfcu.org/ 755 miles Lender's profile and map Reviews Gulf Coast Federal Credit Union 1001 Springhill Avenue, Mobile, AL, 36604 Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
(860) 379-7561 https://www.nwcommunitybank.com/ 755 miles Lender's profile and map Reviews Northwest Community Bank 86 Main Street, Winsted, CT, 06098 In 1996, the two banks merged into Northwest Community Bank. Headquartered in Winsted, today we have branches in Avon, Granby, New Hartford and Torrington—as well as our nationally recognized academic branch in Northwestern Regional School No. 7 High School. While still deeply committed to our local area,
(580) 228-2326 https://ffnbank.com/ 755 miles Lender's profile and map Reviews The First Farmers National Bank of Waurika 319 E D Ave, Suite 3227, Waurika, OK, 73573 With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
(800) 894-0300 https://www.peoples.com/dreher 755 miles Lender's profile and map Reviews People's United Bank 710 Water St, Bridgeport, CT, 06608 People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
(203) 876-8690 https://www.firstcapitallending.net/ 755 miles Lender's profile and map Reviews Creative Mortgage Group LLC D\|B\|A First Capital Lending 441 Oxford Road, Suite 2C, Oxford, CT, 06478 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(850) 526-4470 https://jacksoncountytcu.com/ 756 miles Lender's profile and map Reviews Jackson County Teachers Credit Union 4466 Clinton St, Marianna, FL, 32446 Jackson County Teachers Credit Union is a financial co-operative that exists for the benefit of its members & offers the most needed financial services at the most reasonable rates & terms possible to maintain the credit union's long term financial stability. The board & staff pledge to treat members equally with respect to their financial needs.
(800) 527-0647 http://www.farmcredit-fl.com 756 miles Lender's profile and map Reviews Farm Credit of Northwest Florida 5052 Highway 90 East, Marianna, FL, 32446 Farm Credit of Northwest Florida is part of the national Farm Credit System which was created in 1916 to provide a reliable source of credit for the nation’s farmers and ranchers. Today, the System provides more than one-third of the credit needed by those who live and work in rural America.
(912) 368-2477 https://www.geovistacu.com/ 756 miles Lender's profile and map Reviews GeoVista Federal Credit Union 601 W Oglethorpe Hwy, Hinesville, GA, 31313 GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.
(912) 270-3178 http://www.dovemortgageinc.com/ 756 miles Lender's profile and map Reviews Dove Mortgage, Inc. 617 Windhaven Drive, Hinesville, GA, 31313 Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
(912) 368-3980 http://moodymortgage.com/ 756 miles Lender's profile and map Reviews Moody Mortgage Corporation 108 S Commerce St, Hinesville, GA, 31313 At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.