USDA Loan Vs. FHA loan for Oak-Forest, IL 2025

In 2025, USDA loan limit in Oak-Forest, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oak-Forest, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

813-255-2557 Lender's profile and map Reviews Mortgage Approval Group, LLC 2918 Busch Lake Blvd, Tampa, FL, 33614 Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
(813) 299-3320 Lender's profile and map Reviews i3 Lending 3836 Humphrey St., Tampa, FL, 33614 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(407) 917-2234 Lender's profile and map Reviews Aero Capital Funding, Inc 109 N. Beaumont Avenue, Kissimmee, FL, 34741 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(407) 973-6706 Lender's profile and map Reviews New Sky Mortgage LLC 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741 New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
(939) 241-0047 Lender's profile and map Reviews TCH Mortgage 1101 Miranda Lane, Kissimmee, FL, 34741 Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
(888) 962-6626 Lender's profile and map Reviews Stewart Capital Lending Inc 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741 "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
(407) 492-9551 Lender's profile and map Reviews The Advanced Mortgage Group LLC 3497 West Vine Street, Kissimmee, FL, 34741 The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
(407) 437-9119 Lender's profile and map Reviews Prime Choice Lending LLC 2351 Rapollo Dr, Kissimmee, FL, 34741 We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
(248) 930-9438 Lender's profile and map Reviews 1st Option Mortgage LLC 722 Patrick Street, Kissimmee, FL, 34741 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
(407) 329-5800 Lender's profile and map Reviews Banczone 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
407-931-3800 Lender's profile and map Reviews Butler Mortgage 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741 Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.