USDA Loan Vs. FHA loan for Midlothian, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Midlothian, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Midlothian, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 474-7153 607 miles Lender's profile and map Reviews Navigator Mortgage Brokers 16701 Melford Blvd, Suite 459, Bowie, MD, 20715 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(410) 692-5151 607 miles Lender's profile and map Reviews Jarrettsville Federal Savings and Loan Association 3706 Norrisville Road, Jarrettsville, MD, 21084 Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
(804) 649-2957 608 miles Lender's profile and map Reviews Partners Financial Federal Credit Union 1200 New York Avenue, Glen Allen, VA, 23060 Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
(800) 968-5844 608 miles Lender's profile and map Reviews CapCenter 4510 Cox Rd, Suite 402, Glen Allen, VA, 23060 "CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients. We have been nailing it since 1997 and haven’t looked back."
(804) 424-2200 608 miles Lender's profile and map Reviews Benchmark Mortgage Companies 4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060 Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service
(804) 888-8020 608 miles Lender's profile and map Reviews Towne First Mortgage 4501 Cox Road, Suite 301, Glen Allen, VA, 23060 Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
(410) 766-3300 608 miles Lender's profile and map Reviews The Bank of Glen Burnie 106 Padfield Blvd, Glen Burnie, MD, 21061 Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.
(410) 863-8800 608 miles Lender's profile and map Reviews Bay Country Financial Services 6619 Ritchie Hwy, Suite 13, Glen Burnie, MD, 21061 Bay Country Financial Services is the company to trust for fast, flexible, confidential financial services. We offer personal, consolidation, automobile, boat, trailer, RV, motor-home, and motorcycle loans. We have more than 100 years of combined experience helping people just like you navigate the loan process expertly.
(410) 768-7800 608 miles Lender's profile and map Reviews Arundel Federal Savings Bank 655 Crain Highway S, Glen Burnie, MD, 21061 Our mission is to be the community Bank of choice providing homeownership and Banking services with extra-ordinary service, delivery, convenience and ease. We help our customers achieve their financial goals of saving for a future event, whether it be their education, wedding, buying a home or retirement.
(410) 531-6897 608 miles Lender's profile and map Reviews Alternative Capital Funding 1916 South Crain Highway, Glen Burnie, MD, 21061 Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.