USDA VS FHA in Midlothian, Cook County, IL

In 2025, USDA loan limit in Midlothian, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Midlothian, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Midlothian, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Countryside Lending Group LLC
  • 315 N. Bobbin Mill Lane, Broomall, PA, 19008
  • Countryside Lending Group LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
  • MS National Guard Federal Credit Union
  • 142 Military Drive, Flowood, MS, 39232
  • The MS National Guard FCU serves retired/active members of the MS Air and Army National Guard. Members of the Mississippi Air/Army National Guard including full-time, federal, state, active-duty, civilian, traditional guardsmen, and employees of the non-appropriated fund activities at Thompson Field.
  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.
  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,
  • Penn Community Bank
  • 1129 N. 5th St, Perkasie, PA, 18944
  • Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
  • MilWay Federal Credit Union
  • 2000 Arkansas Blvd, Texarkana, AR, 71854
  • MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
  • Verge Funding Group
  • 610 Old Lancaster Rd, Bryn Mawr, PA, 19010
  • Verge Funding Group is a women-owned business in Bryn Mawr, PA that helps businesses gain access to working capital for their day-to-day operations and growth. When banks say no, we say yes.We offer honest and transparent financial solutions with exceptional customer service and support.