USDA Loan Vs. FHA loan for Alsip, IL 2025

In 2025, the USDA loan limit for Alsip within the county of Cook, IL, is set at $0, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best rates, comparing USDA against FHA loans, and identify the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the appropriate program for your financial needs within .

USDA and FHA Loan Solutions in Alsip, IL

The mission of Lendersa® is to help you obtain the optimal USDA or FHA loan quickly and easily. Choose from three starting points, each leading to matched lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas only. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.

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(229) 242-7600 Lender's profile and map Reviews CBC Bank 3466 North Valdosta Road, Valdosta, GA, 31602 We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.
(229) 588-5340 Lender's profile and map Reviews Ameris Bank 3020 N Patterson St, Valdosta, GA, 31602 Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
(229) 244-2732 Lender's profile and map Reviews Southeastern Credit Union 3501 North Valdosta Rd., Valdosta, GA, 31602 Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.
(844) 587-6328 Lender's profile and map Reviews LUSO FEDERAL CREDIT UNION 599 East St, Ludlow, MA, 01056 LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services
(469) 687-2275 Lender's profile and map Reviews Oakwood Bank TX 8411 Preston Road, Suite 106, Dallas, TX, 75225 Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
(866) 644-3935 Lender's profile and map Reviews TBK Bank 6060 Sherry Ln, Dallas, TX, 75225 TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
(469) 443-9912 Lender's profile and map Reviews Veritex Mortgage 8214 Westchester Dr, Suite 800, Dallas, TX, 75225 As a Texas community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
(214) 363-3500 Lender's profile and map Reviews Park Cities Mortgage 5950 Sherry Lane, Suite 230, Dallas, TX, 75225 Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
(972) 339-2730 Lender's profile and map Reviews Gentec Mortgage Corp 5960 Berkshire Lane, Dallas, TX, 75225 Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
(214) 599-9701 Lender's profile and map Reviews ENTRUST FINANCIAL CORPORATION 6125 Luther Lane, Suite 412, Dallas, TX, 75225 At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(225) 638-8621 Lender's profile and map Reviews Guaranty Bank and Trust Company LA 175 New Roads Street, New Roads, LA, 70760 Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.