USDA Loan Vs. FHA loan for Alsip, IL [Cook County ]

In 2026, the USDA loan limit for Alsip within the county of Cook, IL, is set at $0, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best rates, comparing USDA against FHA loans, and identify the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the appropriate program for your financial needs within .

USDA and FHA Loan Solutions in Alsip, IL

The mission of Lendersa® is to help you obtain the optimal USDA or FHA loan quickly and easily. Choose from three starting points, each leading to matched lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas only. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

Alsip Lenders
(773) 604-4272 Lender's profile and map Corby Mortgage Services Inc 2409 W 104th St, Suite A, Chicago, IL, 60655 Lends in Illinois Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.
(708) 866-0470 Lender's profile and map MidAmerica Bancorp Inc 9720 Southwest Highway, Oak Lawn, IL, 60453 Lends in Illinois MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.
(708) 398-2002 Lender's profile and map CROWN MORTGAGE COMPANY 6141 W 95th St, Oak Lawn, IL, 60453 Lends in Illinois Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.
708 499 5626 Lender's profile and map CrossCountry Mortgage 5730 W 95th St Suite 103 and 201, Oak Lawn, IL, 60453 Lends in Illinois At CrossCountry Mortgage, LLC we offer more than a mortgage. That’s because when we started in 2003, our President and CEO Ronald J. Leonhardt, Jr., had the vision to become a nationwide full service lender that could provide more to customers — meeting their needs, being there every step of the way, and making homeownership dreams possible and aff
(708) 728-9900 Lender's profile and map United Trust Bank 12330 S Harlem Ave, Palos Heights, IL, 60463 Lends in Illinois At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve.
(708) 229-0322 Lender's profile and map Evergreen Park Schools Federal Credit Union 9901 S Kedzie Avenue, Evergreen Park, IL, 60805 Lends in Illinois On October 15, 1957 Marshall Batho, Superintendent of Evergreen Park High School, notified the faculty that there would be a meeting to consider forming a credit union. About 21 faculty members from the high school & District 124 met with a representative from the Illinois Credit Union League & Evergreen Park Schools Federal Credit Union was born.
(773) 476-4822 Lender's profile and map Cta-74th Street DFCU 10057 South Western Avenue, Chicago, IL, 60643 Lends in Illinois Cta-74th Street DFCU the home of 69th/74th Depot Federal Credit Union. We pride ourselves on great customer care and friendly service. We were established in 1937 and have a rich and great history of service to our members whether they are Bus/Bus maintenance, Rail/Rail maintenance, G.O. we service CTA employees and their families.
(773) 445-1700 Lender's profile and map Chicago's Bravest Credit Union 10231 S Western Avenue, Floor 2, Chicago, IL, 60643 Lends in Illinois Our credit union was established in 1956 as Chicago Fire Officers' Association Credit Union. The credit union was originally established to help our fellow fire officers. We are excited about our name change to Chicago's Bravest Credit Union and our new website. We are looking forward to growing and modernizing.
(773) 881-2500 Lender's profile and map Chicago PO Employees CU 10027 S Western Avenue, Chicago, IL, 60643 Lends in Illinois CPOECU is a not-for-profit, member-owned financial cooperative whose mission is to assist in meeting the financial needs of its members by encouraging savings and offering services at reasonable and competitive rates. We are committed to the financial education of our youth members here at CPOECU