In 2025, the USDA loan limit for Alsip within the county of Cook, IL, is set at $0, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates, comparing USDA against FHA loans, and identify the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the appropriate program for your financial needs within
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| Type of Loan | Limit | Down Payment | |
| USDA | $0 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to help you obtain the optimal USDA or FHA loan quickly and easily. Choose from three starting points, each leading to matched lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas only. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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