USDA Vs. FHA Pro and Con comparison in Pana, Christian County, IL
In 2025, the USDA loan limit in Pana, located in Christian county, IL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to discover the best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is best for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Pana, Christian County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pana, IL
Lendersa® strives to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from one of three starting options to connect with lenders and find matching USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is only available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans need no down payment, offering significant benefits to eligible borrowers.
Ben Strube A Texas native, he started his own company, Mortgage On A Mission, In 2020. Mortgage brokerage firm serving Texas home buyers with a variety of lender partners, offering FHA, Conventional, VA, USDA, Jumbo, and Down Payment Assistance loan programs. We believe people deserve honest advice, not sales quotas that put lenders first.
Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
Our company believes in offering flexible loan programs to our customers. This allows us to help customers who have special needs or circumstances that may have prevented them from obtaining financing through the larger, traditional lenders. First Consumers Financial’s primary asset is our ability to serve.
5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
