In 2025, the USDA loan limit in Pana, located in Christian county, IL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to discover the best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is best for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Pana, Christian County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pana, IL
Lendersa® strives to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from one of three starting options to connect with lenders and find matching USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is only available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans need no down payment, offering significant benefits to eligible borrowers.
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