USDA Loan Vs. FHA loan pro & con for Pana, Christian County, IL

In 2025, USDA loan limit in Pana, county of Christian, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pana, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 840-2577 271 miles Lender's profile and map Reviews BancorpSouth Mortgage 3211 E Battlefield St, Springfield, MO, 65804 BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
(417) 860-0931 271 miles Lender's profile and map Reviews Jill Satterfield - Gershman Mortgage 1557 East Primrose Street, Suite B100, Springfield, MO, 65804 Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
(417) 886-5355 271 miles Lender's profile and map Reviews TelComm Credit Union 2155 E. Sunshine Street, Springfield, MO, 65804 TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union" in the Ozarks for the 13th year in a row.
(937) 912-7000 272 miles Lender's profile and map Reviews Wright-Patt Credit Union 1506 N Fairfield Rd, Beavercreek, OH, 45432 Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
(937) 492-6129 272 miles Lender's profile and map Reviews Peoples Federal Savings and Loan Association 101 E Court St, Sidney, OH, 45365 Peoples Federal Savings and Loan Association has participated with pride in the agricultural, commercial, and industrial development that has graced Shelby County and shaped the destiny of its residents. and that time, the only two services we were allowed to provide were mortgage loans and savings accounts.
(800) 736-8485 272 miles Lender's profile and map Reviews Western Ohio Mortgage Corporation 733 Fair Rd., Sidney, OH, 45365 Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
(877) 912-8009 272 miles Lender's profile and map Reviews myCUmortgage 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431 myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
(800) 749-7113 272 miles Lender's profile and map Reviews Great Southern Bank 218 S. Glenstone, Springfield, MO, 65802 Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
(417) 865-3912 272 miles Lender's profile and map Reviews Multipli Credit Union 818 N Benton Ave, Springfield, MO, 65802 "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
(608) 375-4117 272 miles Lender's profile and map Reviews Community First Bank WI 925 Wisconsin Avenue, Boscobel, WI, 53805 Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.