USDA Loan Vs. FHA loan for Taylorville, IL [Christian County ]

For the year 2025 in Taylorville, within Christian county of IL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Utilize Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today and identify the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which plan in aligns best with your financial needs.

Exploring USDA and FHA loan alternatives in Taylorville, IL

The main aim of Lendersa® is to facilitate the acquisition of the best possible USDA or FHA loan swiftly and with minimal effort. You can choose one of three entry points that lead to matched lenders and USDA loan options.

Lendersa USDA loan requests and matching results

What should you know about USDA Loans in IL?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It is exclusive to rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

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(765) 294-2228 Lender's profile and map Reviews CentreBank 128 North Main Street, Veedersburg, IN, 47987 CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.
(573) 483-2514 Lender's profile and map Reviews Bloomsdale Bank 55 Mill Hill Road, Bloomsdale, MO, 63627 Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
(636) 456-3441 Lender's profile and map Reviews The Missouri Bank 104 North Hwy 47, Warrenton, MO, 63383 The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
(636) 239-7831 Lender's profile and map Reviews Bank of Washington PO Box 377, Washington, MO, 63090 The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
(636) 239-6600 Lender's profile and map Reviews Bank of Franklin County 900 East Eighth Street, Washington, MO, 63090 At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
(636) 239-4811 Lender's profile and map Reviews Franklin Mortgage Company, L.L.C. 1381 High Street, Suite 107, Washington, MO, 63090 Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
(636) 488-5441 Lender's profile and map Reviews Jonesburg State Bank 110 First Street, Jonesburg, MO, 63351 Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
(309) 734-2265 Lender's profile and map Reviews Midwest BankCentre 200 E Broadway, Monmouth, IL, 61462 Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
(309) 734-5131 Lender's profile and map Reviews Community National Bank 311 N Main St, Monmouth, IL, 61462 Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
(815) 432-2494 Lender's profile and map Reviews First Trust and Savings Bank 120 East Walnut Street, Watseka, IL, 60970 At The First Trust and Savings Bank, we believe that banking is personal and relationships are valued. It is important to take the time to visit with you about the many issues that affect your finances and your future. Our objective is to match you with the product and service that is right for your needs, from checking.
(855) 577-2001 Lender's profile and map Reviews HomeBank 400 S Main St, Palmyra, MO, 63461 HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person
(636) 583-2555 Lender's profile and map Reviews United Bank of Union 15 E. Main Street, Union, MO, 63084 Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.