USDA and FHA Pro and Con in Pittsfield, Pike County, IL
In 2025, the USDA loan limit for Pittsfield, within the county of Pike, IL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today, and determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, making it easier to decide which program in best suits your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Pittsfield, Pike County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pittsfield, IL
The goal of Lendersa® is to ensure you quickly obtain the most suitable USDA or FHA loan, without unnecessary hassle. Choose one of three starting paths to connect with matching lenders and secure USDA loan programs efficiently.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
Fort Ligonier FCU was established in 1958 for the benefit of all the employees of Ligonier Valley School District. At that time the employees saw a need for a local credit union where the members could save and borrow money locally. The credit union has assets totaling $3.08 Million and provides banking services to more than 400 members.
Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.
For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you
To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:
""It's my credit union; it belongs to me.""
When you walk into the credit union lobby, or call a loan officer
Affinity One Federal Credit Union has been open since 1948. The credit union has assets totaling $45.55 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.
742 N. Anderson Rd, Suite 118, Rock Hill, SC, 29730
Qualfirst Mortgage is a full-service mortgage brokerage firm, covering North and South Carolina, that is partnered with America's best Mortgage Lenders. We will provide to you the best service, best turnaround times, lowest rate and most flexible mortgage loan products and Qualfirst Mortgage has 30 years of lending experience
