USDA and FHA Pro and Con in Plano, Kendall County, IL
In the year 2025, the USDA loan limit in Plano, situated in Kendall county of IL, is set at $336,500. In contrast, the FHA limit for a single-family residence is established at $472,030. This demonstrates the varying cap levels for different loan programs based on location and type.
Utilize the Lendersa® USDA loan calculator for comparing current USDA and FHA best rates. Gauge the income, credit, reserves, and necessary documents to qualify with ease. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in according to your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Plano, Kendall, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Plano, IL
Lendersa® aims to swiftly provide you with the finest USDA or FHA loan, ensuring minimal hassle. Begin your journey by selecting one of our three options, which will connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is intended for rural areas only. In contrast to the FHA loans requiring a down payment of at least 3.5%, the USDA loan eliminates down payment requirements, making it a distinguishable choice for eligible borrowers.
566 West Lake Street, Suite 220, Chicago, IL, 60661
NorthPoint Capital Group is a major commercial mortgage banking group of companies specializing in originating and servicing quality mortgage loans for real estate owners and our institutional lenders. We strive to provide our borrower clients with loans on the most competitive terms structured to meet the requirements of our borrowers and lenders.
First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
2453 South Archer Avenue, Suite E, Chicago, IL, 60616
At Chicago Fireman’s Association Credit Union! We are a non-profit member-owned and controlled financial institution. Our mission is to provide it’s members with the opportunity to establish financial stability by offering loan and share accounts. We strive to deliver the best possible services to all of our members
329 West 18th Street, Suite 305A, Chicago, IL, 60616
Townstone Financial provides customized residential mortgages for purchasing or refinancing homes. Townstone Financial has been making home buying dreams come true for nearly 17 years. We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades.
ALS Mortgage Provide loan products at competitive pricing allowing everyone the opportunity to be home owners and to save their hard earned money. ALS Mortgage Company achieves this thru a combination of keeping their fixed costs low and through wholesale pricing of 20 large national banks.
The St. Jude Credit Union is a not-for profit, member owned operated organization. We strive to provide the best possible financial services within our capabilities to our members in a timely manner. Our goal is to offer reasonable rates and maintain the credit union’s financial stability
230 West Monroe Street, Suite 2850, Chicago, IL, 60606
As a financial cooperative, First Northern Credit Union will serve the financial needs and strive to improve the financial well-being of its participating members.
To continue growing as a successful community credit union by meeting the needs of our members.
First Northern is a not-for-profit organization in northern Illinois,
222 S. Riverside Plaza, Suite 380, Chicago, IL, 60606
COMMUNITY INVESTMENT CORPORATION, Chicago's Multifamily Rehab Lender, is a nonprofit providing mortgage financing to buy and rehab apartment buildings with five units or more in the 6-county metropolitan Chicago area. Since 1999 over 14, 000 landlords and managers have completed CIC property management training to help them better market, manage.
155 North Wacker Drive, Suite 1600, Chicago, IL, 60606
Aspire Capital Fund, LLC is a private, long-only investment fund focused on making investments in US publicly traded biotechnology companies through the open market as well as direct investments including private placements, PIPEs, registered directs & public offerings.Founded 2010 Aspire Capital Fund, LLC is managed by Aspire Capital Partners, LLC
