USDA Loan Vs. FHA loan for Plano, IL [ best of 2023]

In 2025, USDA loan limit in Plano, county of Kendall, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Plano, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 351-5755 657 miles Lender's profile and map Reviews Heritage Financial, Inc. 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401 At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home. Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
(410) 703-9028 657 miles Lender's profile and map Reviews Redwood Mortgage Services 180 Admiral Cochrane Dr., Annapolis, MD, 21401 Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
(410) 974-6044 657 miles Lender's profile and map Reviews Bay Capital Mortgage Corporation 2553 Housley Road, Suite 200, Annapolis, MD, 21401 "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida. We’re a full service mortgage banker with an experienced staff offering expertise in every area"
(410) 266-2544 657 miles Lender's profile and map Reviews Fidelity First Home Mortgage Company 707 Bestgate Rd, Annapolis, MD, 21401 Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
(888) 444-3160 657 miles Lender's profile and map Reviews Navigator Private Capital LLC 1910 Towne Centre Blvd, Suite 250, Annapolis, MD, 21401 Navigator Private Capital, LLC (NavCap) believes in the power of capital investment to transform neighborhoods and improve lives. We fund short-term, low-risk development projects throughout under served communities across the country. NavCap meets a critical need not satisfied by traditional commercial investment vehicles.
(570) 826-8244 657 miles Lender's profile and map Reviews CityMark FCU 225 S River Street, Plains, PA, 18705 CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
(804) 283-1140 657 miles Lender's profile and map Reviews 804Mortgage, LLC 708 Chimborazo Blvd, Richmond, VA, 23223 We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(410) 676-5700 657 miles Lender's profile and map Reviews Freedom Federal Credit Union 2019 Emmorton Road, Bel Air, MD, 21015 Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
(405) 310-3370 658 miles Lender's profile and map Reviews Oklahoma Premier Mortgage 3750 W Main St, Suite 140, Norman, OK, 73072 The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(706) 665-8551 658 miles Lender's profile and map Reviews Peoples Bank of Georgia 26 West Monroe Street, Talbotton, GA, 31827 The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.