In 2025, the USDA loan limit for Spring-Grove, in McHenry county, IL, is $303,600, whereas the limit for FHA for a single-family home is $379,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA rates against FHA rates, and find out the income, credit, reserves, and documents needed to qualify. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, to decide which option in aligns best with your financial needs.
Loan Limits and Down Payment Needs for 2025 in Spring-Grove, McHenry County, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Spring-Grove, IL
The purpose of Lendersa® is to swiftly obtain the most favorable USDA or FHA loan for you without hassle. Choose one of the three starting methods to connect with lenders and USDA loan programs that suit your requirements.
A USDA home loan, guaranteed by the Department of Agriculture and referred to as a USDA rural development loan or mortgage, is solely available in rural neighborhoods. Unlike FHA loans mandating a minimum 3.5% down payment, USDA loans require none, presenting substantial advantages to qualifying borrowers.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
Pioneer West Virginia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of people helping people.
The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
301 Grant Street, Suite 2700, Pittsburgh, PA, 15219
TriState Capital Bank first began as a solution to growing gaps in the banking industry. Over the last few decades, banking trends left a large class of clients underserved: middle market businesses, executives, and high-net-worth individuals On one end of the industry, mergers began to multiply the large financial institutions that focus on the co
Since 1970, the Hill District Federal Credit Union has served those living in the Hill
and beyond by providing financial services. When you join the Hill District Federal Credit Union, you become part of a member-owned organization built on the philosophy
of people with of people with a common bond, helping each other.
