In 2025, USDA loan limit in Spring-Grove, county of McHenry, IL is $303,600 while FHA limit is $379,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Spring-Grove, county of McHenry, IL
Loan Type
Loan Limit
Down payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Spring-Grove, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.
9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256
"1st Signature Lending is a unique mortgage company with the borrower's interest in mind.
At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
Since its inception in 1959 the Hulman Field Technicians Federal Credit Union has been serving its members in the Terre Haute, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.
Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.
Lisa Haggai have been in the Reverse Mortgage industry for over 20 years. She proud to say that customer service is the #1 thing that my clients compliment me on. She work for YOU, not the lender! Because She work with multiple lenders, Lisa truly have access to finding the absolute best product fit for your individual needs.