USDA Loan Vs. FHA loan pro & con Spring-Grove, McHenry County, IL

In 2025, USDA loan limit in Spring-Grove, county of McHenry, IL is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Spring-Grove, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 727-3500 Lender's profile and map Reviews Raritan Bay Federal Credit Union 491 Raritan Street, Sayreville, NJ, 08872 Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
(732) 254-7573 Lender's profile and map Reviews Parlin DuPont Employees Federal Credit Union 389 Washington Road, Office 2, Sayreville, NJ, 08872 The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
(973) 744-8300 Lender's profile and map Reviews First Prestige Mortgage Services, Inc. 110 Valley Road, Montclair, NJ, 07042 We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
(803) 707-9997 Lender's profile and map Reviews Kwest Mortgage Group, LLC 1725 St Matthews Rd, Orangeburg, SC, 29118 Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound
(732) 594-3317 Lender's profile and map Reviews Merck Employees Federal Credit Union 126 East Lincoln Avenue, Rahway, NJ, 07065 Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
(732) 388-1800 Lender's profile and map Reviews RSI Bank 1500 Irving Street, Rahway, NJ, 07065 RSI Bank is a community bank serving New Jersey residents & businesses since 1851. We prioritize long-term relationships built through professionalism & expertise, community involvement, & a business model that underscores personalized service. RSI Bank has a proven record as a safe, trusted, & highly reputable institution serving the community.
(973) 577-4226 Lender's profile and map Reviews The Capital Lenders 428 Upper Mountain Ave, Montclair, NJ, 07043 The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
(877) 297-0011 Lender's profile and map Reviews E Z Loans Inc 28273 Dupont Blvd, Millsboro, DE, 19966 Our mission is to provide financial assistance to those who are in need of money as quickly as possible (usually takes 15-20 minutes). In just a short time and you will have the much needed funds. EZ Loan$, Inc. is one of only a few members in Delaware. We treat all our customers with dignity and respect.
(302) 485-9966 Lender's profile and map Reviews Stratton Mortgage 28437 DuPont Blvd, Millsboro, DE, 19966 At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company that takes the stress out of the mortgage experience.
(908) 245-1650 Lender's profile and map Reviews Community Financial Services Federal Credit Union 149 St George Avenue, Roselle, NJ, 07203 Community Financial Services FCU is a not-for profit, member owned financial organization. It was originally chartered in 1949 as “Linden Assemblers FCU” by the General Motors assembly plant workers of UAW Local 595. Today membership is open to anyone who lives, works or worships in Union County, NJ.
(833) 301-6325 Lender's profile and map Reviews Northfield Bank NJ 581 Main Street, Suite 810, Woodbridge, NJ, 07095 We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.