USDA Vs. FHA Pro and Con comparison in Westchester, Cook County, IL
As of 2025, the USDA loan limit in Westchester, within Cook county, IL, is $0. For a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA optimal rates. This tool helps determine necessary income, credit, reserves, and documentation for qualification. You can assess USDA, FHA, Conforming, and VA options side-by-side using our advanced mortgage calculator, guiding you to the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Westchester, Cook, IL
Loan Type
Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Westchester, IL
The aim of Lendersa® is to facilitate you in obtaining the best USDA or FHA loan promptly. Start with one of three routes that lead you to matching lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is known as a USDA rural development loan or mortgage, specifically for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages need no down payment whatsoever.
B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States.
B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.
Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close
Private money / Non-QM programs
70 CLTV
No fico required
