USDA Vs. FHA Pro and Con comparison in La-Grange-Park, Cook County, IL
During 2025, the USDA loan limitation within La-Grange-Park, located in Cook county, IL, is capped at $0. In contrast, the FHA limit for a single-family home reaches $379,500.
Utilize Lendersa®’s USDA loan calculator to effectively compare the current USDA and FHA optimal rates. Determine necessary income, credit, reserves, and the documentation required to qualify. Our advanced mortgage calculator provides a clear comparison of USDA, FHA, Conforming, and VA loans, allowing you to decide which program in most closely aligns with your specific financial needs.
2025 Loan Limits and Downpayment Requirements in La-Grange-Park, Cook county, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in La-Grange-Park, IL
The main objective of Lendersa® is to swiftly secure you the most suitable USDA or FHA loan with ease. Initiate the journey by selecting one of three starting points, each designed to lead you to matching lenders and the right USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage doesn’t require any down payment, providing an affordable financing option.
AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
1301 W President George Bush Hwy, Suite 300, Richardson, TX, 75080
Modi Mortgage is for the no-frills customer that wants to control their mortgage experience, allowing radical speed & transparency to your loan process. Our unique platform removes multiple middlemen from the process. Not only are you able to control the process, you have 24.7 access to a Modi representative that can answer any
1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080
CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
811 South Central Expressway, Suite 229, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2701 Custer Parkway, Suite 706, Richardson, TX, 75080
Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
1401 North Central Expressway, Suite 100, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
Dominion Bank was founded on the premise that a superior team of seasoned bankers can out-perform the competition. CEO Thomas J. Mastor, CFO R. Michael Russell, Dallas President Stephanie Velasquez, along with their proven team of bankers, formed Dominion Bank with an initial capitalization of over $50 million raised from local investors.
Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.
Certified Funding, L.P. is a pioneer in second lien lending. Since 1985
we have provided purchase money second liens, equity liens and home
improvement loans for Mortgage Brokers and Mortgage Bankers. As an
independently owned and operated business, we are constantly
striving to provide innovative programs and competitive products.
