During 2025, the USDA loan limitation within La-Grange-Park, located in Cook county, IL, is capped at $0. In contrast, the FHA limit for a single-family home reaches $379,500.
Utilize Lendersa®’s USDA loan calculator to effectively compare the current USDA and FHA optimal rates. Determine necessary income, credit, reserves, and the documentation required to qualify. Our advanced mortgage calculator provides a clear comparison of USDA, FHA, Conforming, and VA loans, allowing you to decide which program in most closely aligns with your specific financial needs.
2025 Loan Limits and Downpayment Requirements in La-Grange-Park, Cook county, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in La-Grange-Park, IL
The main objective of Lendersa® is to swiftly secure you the most suitable USDA or FHA loan with ease. Initiate the journey by selecting one of three starting points, each designed to lead you to matching lenders and the right USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage doesn’t require any down payment, providing an affordable financing option.
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