USDA Vs. FHA your options comparison in Berkeley, Cook County, IL
In 2025, the USDA loan limit in Berkeley, within Cook county, IL, is $0, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare current USDA versus FHA rates. This tool helps determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, simplifying your choice of the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Berkeley, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Berkeley, IL
Lendersa® aims to rapidly get you the best USDA or FHA loan without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture and also called a USDA rural development loan or mortgage, exclusively offered in rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans require none, facilitating easier homeownership for eligible rural residents.
Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
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City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida
Home Team Lending (DeLand Branch), Deland, FL, 32720
Home Team Lending, powered by MortgageAdvisors .com, we take a small town approach to lending by meeting with most of our clients face to face to educate them on our full line of mortgage products as well as to get to know their short and long term goals with their investment so that we can recommend the best options for them.
Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
GEFCU was formed in 1931 as a financial cooperative to provide a way for its members to save money and obtain loans. We are the oldest credit union in Austin serving not only Travis County but also all of the counties that border Travis County. Over the years, our credit union has expanded beyond its roots of serving postal and federal employees.
