USDA VS FHA in Hillside, Cook County, IL

In 2025, USDA loan limit in Hillside, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hillside, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Hillside, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BHCU
  • 501 Industrial Highway, Ridley Park, PA, 19078
  • Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
  • Ocmulgee Mortgage Company
  • 268 Amanda Drive, Macon, GA, 31216
  • Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
  • Rock Hill Financial LLC
  • 822 Montgomery Avenue, Suite 312, Narberth, PA, 19072
  • In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.
  • First State Bank
  • 300 Broad Street, Wrens, GA, 30833
  • We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors. With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964. A branch office was opened in 2002 in Americus,
  • Provident Federal Credit Union
  • 401 South New Street, Dover, DE, 19904
  • We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
  • Angle Mortgage Network
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  • Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
  • Upper Darby Belltelco Federal Credit Union
  • 1410 Bywood Avenue, Upper Darby, PA, 19082
  • The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.
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  • Honeywell Federal Credit Union
  • 512 Virginia Drive, Fort Washington, PA, 19034
  • Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
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  • 335 Commerce Drive, Fort Washington, PA, 19034
  • Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives