USDA Loan Vs. FHA loan pro & con for Hillside, Cook County, IL

In 2025, USDA loan limit in Hillside, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Hillside, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(608) 266-4750 112 miles Lender's profile and map Reviews Madison Credit Union 949 E Washington Avenue, Madison, WI, 53703 Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
(608) 250-3535 112 miles Lender's profile and map Reviews Union Federal Savings & Loan 115 W Washington Ave, Madison, WI, 53703 Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.
(608) 258-5062 113 miles Lender's profile and map Reviews St. Mary's & Affiliates Credit Union 700 South Park Street, Madison, WI, 53715 Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
(608) 256-5665 113 miles Lender's profile and map Reviews Dane County Credit Union PO Box 7994, Madison, WI, 53707 Dane County Credit Union, or DCCU, founded in Madison with the principle that people come first and profits second. Like all credit unions, we are a not-for-profit financial cooperative owned and controlled by our members. At Dane County Credit Union, the leading credit union in Madison WI.
(616) 820-1444 113 miles Lender's profile and map Reviews Macatawa Bank 10753 Macatawa Drive, Holland, MI, 49424 We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
(608) 837-4511 113 miles Lender's profile and map Reviews Bank of Sun Prairie 228 East Main Street, Sun Prairie, WI, 53590 Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
(608) 834-5000 113 miles Lender's profile and map Reviews Educated Mortgage Services, LLC 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590 Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
(844) 426-6733 113 miles Lender's profile and map Reviews Compeer Financial 2600 Jenny Wren Trail, Sun Prairie, WI, 53590 Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.
(269) 673-5465 114 miles Lender's profile and map Reviews Allegan Credit Union 755 Grand St., Allegan, MI, 49010 Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
(608) 238-8008 114 miles Lender's profile and map Reviews First Business Trust & Investments 401 Charmany Drive, Madison, WI, 53719 We’re passionate about helping businesses and people. Since the day our doors opened in 1990, we’ve believed that success relies on putting people first – our clients, our employees, our families, and our communities. The result is extremely engaged employees who feel supported and provide unmatched client satisfaction.
(608) 441-6000 114 miles Lender's profile and map Reviews Oak Bank 5951 McKee Road, Suite 100, Madison, WI, 53719 Oak Bank has become a good friend to Fitchburg and the surrounding communities. The annual Pumpkin Give-Away has already become a Dane County institution, having donated thousands of dollars to local charities. Oak Bank has become immersed in the Fitchburg community by involving itself with numerous events, projects.