USDA and FHA Pro and Con in Scottsburg, Scott County, IN

In 2026, in the county of Scott, within Scottsburg, IN, the USDA loan limit is set at $336,500, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans available today. Determine your eligibility based on required income, credit score, reserves, and documentation. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program for your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Scottsburg, Scott, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Scottsburg, IN

At Lendersa®, we aim to quickly provide you with the best USDA or FHA loan with minimal hassle. Choose from three available starting points to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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