USDA VS FHA in Scottsburg, Scott County, IN

In 2025, in the county of Scott, within Scottsburg, IN, the USDA loan limit is set at $336,500, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans available today. Determine your eligibility based on required income, credit score, reserves, and documentation. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Scottsburg, Scott, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Scottsburg, IN

At Lendersa®, we aim to quickly provide you with the best USDA or FHA loan with minimal hassle. Choose from three available starting points to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • St Louis Mortgage Consultants
  • 1799 Smizer Station Road, Fenton, MO, 63026
  • At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
  • CapitalBull Mortgage
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  • CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
  • Missouri Mortgage Clearing House
  • 697 Green Forest Drive, Fenton, MO, 63026
  • The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
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  • We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
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  • Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe. FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.
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  • The Commercial and Savings Bank
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  • JP Financial Group Inc
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  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.