USDA Vs. FHA Pro and Con comparison in Smithville-Sanders, Monroe County, IN
In 2025, the USDA loan limit for the county of Monroe in Smithville-Sanders, IN stands at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.
Try the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today, and assess the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in tailored to your financial profile.
2025 Loan Limits and Down Payment Requirements in Smithville-Sanders, Monroe, IN
Type of Loan
Limit on Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Smithville-Sanders, IN
The aim at Lendersa® is to secure the optimal USDA or FHA loan for you quickly and conveniently. Begin with one of three methods to connect with lenders matching USDA loan options.
A USDA home loan, assured by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural locales. While FHA loans necessitate a minimum deposit of 3.5%, USDA mortgages can be acquired without an initial payment.
Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
200 Forks of the River Pkwy, Sevierville, TN, 37862
The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients' expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
