USDA VS FHA in Smithville-Sanders, Monroe County, IN
In 2025, the USDA loan limit for the county of Monroe in Smithville-Sanders, IN stands at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.
Try the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today, and assess the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in tailored to your financial profile.
2025 Loan Limits and Down Payment Requirements in Smithville-Sanders, Monroe, IN
Type of Loan
Limit on Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Smithville-Sanders, IN
The aim at Lendersa® is to secure the optimal USDA or FHA loan for you quickly and conveniently. Begin with one of three methods to connect with lenders matching USDA loan options.
A USDA home loan, assured by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural locales. While FHA loans necessitate a minimum deposit of 3.5%, USDA mortgages can be acquired without an initial payment.
Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Laurel Road is a digital platform and brand of KeyBank that provides tailored offerings to support the financial wellbeing of healthcare and business professionals. Since 2013, Laurel Road has helped thousands of professionals with undergraduate and postgraduate degrees consolidate
Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
