USDA Vs. FHA Pro and Con comparison in Bloomington, Monroe County, IN
In 2025, the USDA loan limit in the city of Bloomington, within Monroe county in IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess current USDA and FHA rates, determining essential qualifications such as income, credit score, reserves, and necessary documentation. Our detailed mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, guiding you to select the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Bloomington, Monroe County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bloomington, IN
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and conveniently. Choose among three starting points to connect with lenders and explore USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
145 South State College Boulevard, Suite 315, Brea, CA, 92821
TRG as an independent mortgage banking group, thrives in the marketplace with the sound ideology & commitment in service excellence. Our passion for technology, education, planning and home financing solutions for our clientele is the strength of everyday. Not only will our turn-times be a time-mover, the personalized & tailored mortgage plan.
S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.
135 South State College Boulevard, Suite 200, Brea, CA, 92821
Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we’ve been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name. We appreciate the opportunity to serve.
AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
15825 Main Street, 1st Floor, La Puente, CA, 91744
MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14135 Francisquito Ave, Suite 101, Baldwin Park, CA, 91706
Saenz Real Estate is generally engaged in Real Estate. Saenz Real Estate operates in Baldwin Park. This organization is involved in Real Estate as well as other possible related aspects and functions of Real Estate. In California Saenz Real Estate maintains its local business operations
14607 Ramona Blvd, Suite C, Baldwin Park, CA, 91706
At Lakeside Financial Services, we do everything in our power to work with clients to prepare their tax returns and help get them the maximum refund they are entitled to. We also find the best Real Estate, Mortgage or Insurance Product that coincide with their current financial standing and future financial goals.
With over 30 years experience in all aspects of both wholesale brokering and correspondent banking, we give you access to top of the line service and vast resources to assist in qualifying and structuring your deals from the start. Ours is a team philosophy built on trust and long term relationships.
