In 2025, the USDA loan limit in the city of Bloomington, within Monroe county in IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess current USDA and FHA rates, determining essential qualifications such as income, credit score, reserves, and necessary documentation. Our detailed mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, guiding you to select the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Bloomington, Monroe County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bloomington, IN
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and conveniently. Choose among three starting points to connect with lenders and explore USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
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