For the year 2025, the USDA loan limit in Brazil, located in Clay, IN, is $336,500. In comparison, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best mortgage program for your financial needs in Alabama.
Contrast loan options from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to promptly provide you with the best USDA or FHA loan without hassle. Start by selecting from three different pathways that lead to matching lenders and USDA loan options.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans which typically require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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