USDA Vs. FHA your options comparison in Brazil, Clay County, IN

For the year 2025, the USDA loan limit in Brazil, located in Clay, IN, is $336,500. In comparison, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best mortgage program for your financial needs in Alabama.

Contrast loan options from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Brazil, Clay County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Brazil, IN

The mission of Lendersa® is to promptly provide you with the best USDA or FHA loan without hassle. Start by selecting from three different pathways that lead to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining What a USDA Loan is in IN

A USDA home loan is a government-backed loan issued by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans which typically require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Riteway Mortgages
  • 600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
  • RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law. Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
  • Inland Federal Credit Union
  • 570 Broadway, El Cajon, CA, 92021
  • "Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's. Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
  • Latin Financial Group
  • 170 West Mission Avenue, Suite 2, Escondido, CA, 92025
  • Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
  • San Diego Military Lending
  • 1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
  • AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
  • Home Financing Specialists
  • 333 South Juniper Street, Suite 105, Escondido, CA, 92025
  • Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • homePERQs, Inc.
  • 2750 Las Palmas Avenue, Escondido, CA, 92025
  • Our homePERQs lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process. We are an independent mortgage broker serving the direct needs of our clients.
  • Pfeiffer Financial Services
  • 18363 Starvation Mountain Road, Escondido, CA, 92025
  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.
  • Focus Capital Funding Corporation
  • 600 La Terraza Blvd, Escondido, CA, 92025
  • With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • Impulse Capital Partners, LLC
  • 41877 Enterprise Cir suite 200, Temecula, CA, 92590
  • Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip