In 2026, the USDA loan limit in Clinton, situated in Vermillion county, IN, is set at $336,500. Meanwhile, the limit for FHA loans for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, helping to identify the required income, credit, reserves, and documentation for qualification. The advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to decide on the optimal program in Alabama that suits your financial circumstances.
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to facilitate your acquisition of an ideal USDA or FHA loan swiftly and with no unnecessary complications. Choose one of the three pathways, each leading to matching lenders and USDA loan offerings.
USDA home loans, guaranteed by the government's Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are uniquely available for rural areas. FHA loans demand at least a 3.5% down payment, while USDA loans require no down payment, making them highly accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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