USDA Vs. FHA Pro and Con comparison in Clinton, Vermillion County, IN
In 2025, the USDA loan limit in Clinton, situated in Vermillion county, IN, is set at $336,500. Meanwhile, the limit for FHA loans for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, helping to identify the required income, credit, reserves, and documentation for qualification. The advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to decide on the optimal program in Alabama that suits your financial circumstances.
2025 loan limits and down payment requirements in Clinton, county of Vermillion, IN
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Clinton, IN
The objective of Lendersa® is to facilitate your acquisition of an ideal USDA or FHA loan swiftly and with no unnecessary complications. Choose one of the three pathways, each leading to matching lenders and USDA loan offerings.
USDA home loans, guaranteed by the government's Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are uniquely available for rural areas. FHA loans demand at least a 3.5% down payment, while USDA loans require no down payment, making them highly accessible.
We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things
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