USDA Vs. FHA your options comparison in Crawfordsville, Montgomery County, IN

For 2025, in Crawfordsville, situated in Montgomery county, IN, the USDA loan limit is set at $336,500, whereas the FHA loan cap for a single-family dwelling amounts to $472,030.

The Lendersa® USDA loan calculator is a useful tool to contrast today's USDA and FHA top rates, helping you ascertain the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in that fits your financial profile.

Explore loan proposals from over 100 lenders

2025 Loan Limits and Down Payment Breaking Points in Crawfordsville, Montgomery County, IN

Loan Type Loan Limit Down Payment Requirement
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Crawfordsville, IN

The mission of Lendersa® is to connect you with the best USDA or FHA loan swiftly and effortlessly. Choose one of three pathways to meet partnered lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • APLOS MORTGAGE INC
  • 282 Memorial Court, Unit C, Crystal Lake, IL, 60014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • West Central Bank
  • 400 East Buchanan Street, Ashland, IL, 62612
  • West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.
  • Community Promise Federal Credit Union
  • 1313 Portage Street, Kalamazoo, MI, 49001
  • We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
  • Kalsee Credit Union
  • 2501 Millcork St., Kalamazoo, MI, 49001
  • Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.
  • United Residential Mortgage
  • 209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
  • United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
  • Avid Mortgage Advisors
  • 300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
  • Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington