USDA Vs. FHA your options comparison in Crawfordsville, Montgomery County, IN

For 2026, in Crawfordsville, situated in Montgomery county, IN, the USDA loan limit is set at $336,500, whereas the FHA loan cap for a single-family dwelling amounts to $472,030.

The Lendersa® USDA loan calculator is a useful tool to contrast today's USDA and FHA top rates, helping you ascertain the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in that fits your financial profile.

Explore loan proposals from over 100 lenders

2026 Loan Limits and Down Payment Breaking Points in Crawfordsville, Montgomery County, IN

Loan Type Loan Limit Down Payment Requirement
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Crawfordsville, IN

The mission of Lendersa® is to connect you with the best USDA or FHA loan swiftly and effortlessly. Choose one of three pathways to meet partnered lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Crawfordsville Lenders

  • Hoosier Heartland State Bank
  • 1661 S. Us Highway 231, Crawfordsville, IN, 47933
  • Lends in Indiana
  • For over 100 years Hoosier Heartland State Bank has been committed to the communities we serve. We are dedicated to our Mission, Vision and Values and we conduct business in accordance with these standards 100% of the time. It is the Mission of Hoosier Heartland State Bank to be an industry leader in redefining what it means to be a Community Bank.

  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Lends in Indiana
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.

  • CentreBank
  • 128 North Main Street, Veedersburg, IN, 47987
  • Lends in Indiana
  • CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.

  • Purdue Federal Credit Union
  • 1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
  • Lends in Indiana
  • Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.

  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Lends in Indiana
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.

  • Hometrust Mortgage Services, LLC
  • 314 E. Main St., Brownsburg, IN, 46112
  • Lends in Indiana
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So here is our promise to you: we can help you qualify, apply and be approved for the best mortgage loan for you.

  • The Farmers Bank, Frankfort, Indiana
  • 9 East Clinton Street, Frankfort, IN, 46041
  • Lends in Indiana
  • The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.

  • My Mortgage Quest Inc
  • 1719 Sycamore Drive, Plainfield, IN, 46168
  • Lends in Indiana
  • My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.