USDA Vs. FHA your options comparison in Crawfordsville, Montgomery County, IN

For 2026, in Crawfordsville, situated in Montgomery county, IN, the USDA loan limit is set at $336,500, whereas the FHA loan cap for a single-family dwelling amounts to $472,030.

The Lendersa® USDA loan calculator is a useful tool to contrast today's USDA and FHA top rates, helping you ascertain the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in that fits your financial profile.

Explore loan proposals from over 100 lenders

2026 Loan Limits and Down Payment Breaking Points in Crawfordsville, Montgomery County, IN

Loan Type Loan Limit Down Payment Requirement
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Crawfordsville, IN

The mission of Lendersa® is to connect you with the best USDA or FHA loan swiftly and effortlessly. Choose one of three pathways to meet partnered lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • INB, N.A.
  • 322 E. Capitol Avenue, Springfield, IL, 62701
  • INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.

  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.

  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.

  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.

  • KH Credit Union
  • 7740 Paragon Road, Dayton, OH, 45459
  • At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.

  • Labor Management Federal Credit Union
  • 8225 US Highway 60 W, Lewisport, KY, 42351
  • Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.

  • Mid-American Financial Group, Inc
  • 110 Boggs Lane, Suite 260, Cincinnati, OH, 45243
  • Mid-American Financial, we have passion for what we do—helping other people’s dreams come true. Our business is about developing and securing relationships, not just loans. Trusted relationships— forged by a unique consultative, educational approach that enables our clients to make confident, truly informed decisions.

  • Maxelle Mortgage
  • 7019 Miami Avenue, Madeira, OH, 45243
  • We offer fanatically personalized service, delivering the perfect loan for you and your family Maxelle Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.