USDA and FHA Pro and Con in Lebanon, Boone County, IN

As of 2025, the USDA loan limit in Lebanon, located in the county of Boone, IN reaches $336,500, whereas the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA interest rates, and identify the income, credit, reserves, and documentation required for qualification. Through our sophisticated mortgage calculator, simultaneously view USDA, FHA, Conforming, and VA options, assisting in choosing the optimal program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Specifications in Lebanon, Boone County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Lebanon, IN

The objective of Lendersa® is to facilitate a seamless and prompt acquisition of the ideal USDA or FHA loan. You can choose from three entry points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in IN

A USDA home loan, endorsed by the government Department of Agriculture and also termed USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
  • Water's Edge Federal Credit Union
  • 1976 Popps Ferry Road, Biloxi, MS, 39532
  • At Water’s Edge Federal Credit Union, we proudly serve the coastal counties of South Mississippi. Established in 1953 as the Harrison County Post Office Employees Federal Credit Union, we have expanded to serve the Gulf South Region as a safe haven for Savings Accounts, Loans and Certificates.
  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
  • The First National Bank of Bagley
  • 31 Central Street East, Bagley, MN, 56621
  • Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
  • Rock East Funding
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  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • FNB Community Bank
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  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
  • The Heart Center Federal Credit Union
  • 100 Port Washington Boulevard, Roslyn, NY, 11576
  • The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.