USDA Vs. FHA your options comparison in Lebanon, Boone County, IN

As of 2025, the USDA loan limit in Lebanon, located in the county of Boone, IN reaches $336,500, whereas the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA interest rates, and identify the income, credit, reserves, and documentation required for qualification. Through our sophisticated mortgage calculator, simultaneously view USDA, FHA, Conforming, and VA options, assisting in choosing the optimal program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Specifications in Lebanon, Boone County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Lebanon, IN

The objective of Lendersa® is to facilitate a seamless and prompt acquisition of the ideal USDA or FHA loan. You can choose from three entry points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in IN

A USDA home loan, endorsed by the government Department of Agriculture and also termed USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community Choice Financial Inc
  • 5165 Emerald Pkwy, Dublin, OH, 43017
  • Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
  • First National Bancorp LLC
  • 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
  • Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
  • Quick App Mortgage LLC
  • 4248 Tuller Rd, Suite 106, Dublin, OH, 43017
  • Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
  • Stratton Mortgage, LLC
  • 6221 Riverside Dr, Suite 1, Dublin, OH, 43017
  • Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
  • Commonwealth Community Bank, Inc.
  • 830 South Main Street, Hartford, KY, 42347
  • Commonwealth Community Bank Inc of Hartford of Kentucky operates as a financial cooperative. The Bank provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Commonwealth Community Bank Inc serves communities in the State of Kentucky.
  • Peace Mortgage Inc
  • 875 Feinberg Ct., Suite 103, Cary, IL, 60013
  • Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.