In 2025, the USDA loan limit for Lafayette, located in Tippecanoe County, IN, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current top rates for USDA vs. FHA loans and determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage tool provides a side-by-side look at USDA, FHA, Conforming, and VA options, aiding you in selecting the best financial program available in for your specific needs.
2025 Loan Limits and Downpayment Requirements in Lafayette, Tippecanoe County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lafayette, IN
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Select from three starting points to engage with lenders and explore USDA loan opportunities.
A USDA home loan, supported by the U.S. Department of Agriculture - also known as a USDA rural development loan - is specifically for rural areas. Unlike FHA loans that require a 3.5% down payment, USDA mortgages require no down payment.
6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125
We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.
Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
