USDA Vs. FHA Pro and Con comparison in Lafayette, Tippecanoe County, IN
In 2025, the USDA loan limit for Lafayette, located in Tippecanoe County, IN, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current top rates for USDA vs. FHA loans and determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage tool provides a side-by-side look at USDA, FHA, Conforming, and VA options, aiding you in selecting the best financial program available in for your specific needs.
2025 Loan Limits and Downpayment Requirements in Lafayette, Tippecanoe County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lafayette, IN
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Select from three starting points to engage with lenders and explore USDA loan opportunities.
A USDA home loan, supported by the U.S. Department of Agriculture - also known as a USDA rural development loan - is specifically for rural areas. Unlike FHA loans that require a 3.5% down payment, USDA mortgages require no down payment.
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
1055 S. Congress Avenue, West Palm Beach, FL, 33406
First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
2875 South Ocean Blvd, Suite 200-23, Palm Beach, FL, 33480
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
