USDA Vs. FHA your options comparison in Whitestown, Boone County, IN

In 2025, the USDA loan limit within Whitestown of Boone County, IN, is established at $336,500. For single-family homes, the FHA limit is $472,030.

Optimize your financing options by using the Lendersa® USDA loan calculator, which allows you to compare today's competitive USDA and FHA rates. This tool also helps determine the income, credit status, reserves, and necessary documentation for eligibility. Our sophisticated mortgage calculator presents a comparative view of USDA, FHA, Conforming, and VA loan programs, facilitating the selection of the most appropriate option for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Whitestown, Boone County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Whitestown, IN

Lendersa® is dedicated to promptly securing the best possible USDA or FHA loan, ensuring a stress-free experience. Choose from one of three pathways to connect with lenders and uncovering USDA loan programs that match your needs.

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An Introduction to USDA Loans in IN

The USDA home loan, officially supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is tailored for rural districts only. Distinct from FHA loans that require a minimum down payment of 3.5%, a USDA mortgage involves no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fidelity Mortgage Lending Inc
  • 8255 Lake Underhill Road, Orlando, FL, 32825
  • We are a residential home loan mortgage brokerage and our goal is to be your lender for life! Personal Consultation - We provide a personal consultation so that we can get to know you. We listen carefully to your needs and your goals so that we can use this information to best assist you.
  • Sibley Mortgage Group LLC
  • 10959 Dylan Loren Circle, Orlando, FL, 32825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kohler Mortgage LLC
  • 1906 Winding Oaks Drive, Orlando, FL, 32825
  • At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.
  • appli
  • 7680 Universal Blvd, Suite 660, Orlando, FL, 32819
  • appli Today's advancing technology is providing a quick and streamlined mortgage process. For example, through our website you can submit a complete and secure online loan application or get pre-qualified for a home loan.We know that each customer has specific needs, so we strive to meet those needs
  • Wesley Bal-EquitiFirst Mortgage
  • 7575 Dr. Phillips Blvd, Suite 245, Orlando, FL, 32819
  • Wesley Bal is a National and Florida Licensed Mortgage Loan Originator and owner of EquitiFirst Mortgage. I have been in the lending industry in Orlando since 2003. As a Licensed Mortgage Broker, I am able to originate all types of mortgages including Traditional lending FHA, VA, USDA, and Conventional.
  • Universal Mortgage & Financial
  • 7411 International Drive, Orlando, FL, 32819
  • Universal Mortgage & Financial Consultants Inc is a full service national financing company established in Central Florida. We provide a full spectrum of financial solutions for all types of commercial properties and businesses specializing in hospitality and commercial real estate funding as well as sophisticated merger.
  • Silver Star Mortgage LLC
  • 8810 Commodity Circle, Suite 17, Orlando, FL, 32819
  • Whether you are buying a new home, refinancing your existing mortgage or purchasing a commercial property, we will help. With access to a vast variety of residential and commercial loan products through our lender network, Silver Star Mortgage will help you find the perfect mortgage solution. Silver Star Mortgage IS reliable.
  • Marymont Financial Services
  • 7802 Kingspointe Parkway, Suite 208A, Orlando, FL, 32819
  • At Marymont Financial Services. We are a full-service mortgage company based in Orlando, Florida, serving the entire state of Florida and Georgia. We specialize in FHA Loans, Conventional Loans, and VA Loans in Orlando. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 32819
  • TMG MORTGAGE GROUP
  • 5401 South Kirkman Road, Suite 208, Orlando, FL, 32819
  • TMG MORTGAGE GROUP a TD Home Loans, Inc company Wade Darius Senior Loan Officer, a Real Estate Broker at TD Homes Real Estate, a Private Real Estate Wealth Client Advisor, a former Senior Mortgage Underwriter with some of the top U.S. Banks, and a former Candidate for Congress – Florida Congressional District 10.