USDA Loan Vs. FHA loan pro & con for Whitestown, Boone County, IN

In 2025, USDA loan limit in Whitestown, county of Boone, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Whitestown, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(251) 292-8843 665 miles Lender's profile and map Reviews Homefront Lending LLC 19940 State Highway 181, Suite B, Fairhope, AL, 36532 At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
(251) 928-2240 665 miles Lender's profile and map Reviews Bay Mortgage Corporation 7549 Assunta Court, Fairhope, AL, 36532 At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
(318) 549-8000 665 miles Lender's profile and map Reviews Barksdale Federal Credit Union 9475 Ellerbe Rd, Shreveport, LA, 71106 In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
(318) 773-4777 665 miles Lender's profile and map Reviews Prime Capital Mortgage Inc 5925 Line Ave, Suite 12, Shreveport, LA, 71106 Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
(318) 861-1208 665 miles Lender's profile and map Reviews CRESTAR MORTGAGE CORPORATION 910 Pierremont Rd, Suite 120, Shreveport, LA, 71106 "Crestar Mortgage Corporation is located in Shreveport, Louisiana. We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care. Our mission is to serve our customers with honesty, integrity and competence."
(850) 796-2000 666 miles Lender's profile and map Reviews FNBT BANK 29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548 Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
850-598-3031 666 miles Lender's profile and map Reviews Mortgage One of the South Inc 15 North Eglin Parkway, Fort Walton Beach, FL, 32548 At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
(914) 664-7800 666 miles Lender's profile and map Reviews Dalco Financial Services Inc 120 Stevens Avenue, Mount Vernon, NY, 10550 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
(718) 206-8216 666 miles Lender's profile and map Reviews Medisys Employees fcu 8900 Van Wyck Expressway, 2nd Floor, Jamaica, NY, 11418 Medisys EFCU was chartered in 1972 as Jamaica Hospital Employees FCU, to serve the employees working at Jamaica Hospital Medical Center in Jamaica, Queens, NY. Over the years, and as the hospital’s influence has grown and changed, we have expanded our field of membership to include employees working for the many entities
(914) 923-3608 666 miles Lender's profile and map Reviews Academic Federal Credit Union 425 North State Road, Briarcliff Manor, NY, 10510 Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.