USDA Vs. FHA your options comparison in Zionsville, Boone County, IN

For 2025, the USDA loan limit in Zionsville, within the county of Boone, IN, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best option for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Zionsville, Boone County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Zionsville, IN

Lendersa® strives to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AR1 Mortgages Inc
  • 301 East Commerical Blvd, Oakland Park, FL, 33334
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Advanced Mortgage Planners Inc
  • 120 Northeast 51st Street, Fort Lauderdale, FL, 33334
  • Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.
  • O'Brien Financial Group Inc
  • 1400 E Oakland Park Blvd, Suite 101A, Oakland Park, FL, 33334
  • O’Brien Financial Group of Fort Lauderdale has successfully helped many South Florida residents save money on their home financing. Whether you are looking to refinance your current home loan or a first time buyer/investor, the knowledgeable and skilled team at O’Brien Financial Group, Inc. has the experience and dedication needed.
  • CT Capital, LP
  • 6300 NE 1st Ave, Suite 201, Fort Lauderdale, FL, 33334
  • CT Capital offers hard money bridge loans for non-conforming loans real estate projects and other business asset financing and consulting. CT is located in Fort Lauderdale and serves borrowers directly as well through brokers. We offer many hard money services, others simply cannot provide.
  • PARKLANE EQUITY LLC
  • 120 E. Oakland Park Blvd. Suite 107, Fort Lauderdale, FL, 33334
  • Our professional staff has the expertise in the mortgage lending business to help you along the way.Parklane Equity we specialize in Hard Money Loans.We will work to discuss all of your home loan options.Conventional, FHA, VA, Alt A and Investor Rehab Financing Available. Please call Andrew Paleias or Wendy Tyler at 954-568-9045
  • Refresh Funding
  • 120 E Oakland Park Blvd, Oakland Park, FL, 33334
  • Refresh Funding is a innovative, licensed lender whose goal is to provide funding solutions for real estate that traditional banks just don’t do. We like to think “outside the box” and are excited to bring our years of knowledge in the alternative lending space to real estate funding solutions.
  • 4Sure Mortgage Solutions LLC
  • 7215 West Oakland Park Blvd, Fort Lauderdale, FL, 33313
  • 4SURE MORTGAGE SOLUTIONS LLC is in the Mortgage Bankers and Loan Correspondents industry in Sunrise, FL. This company currently has approximately 1 to 5 employees and annual sales of $500, 000 to $999, 999. 4sure Mortgage Solutions L.L.C is a Florida limited liability company based in Lauderhill.
  • Giant Bank
  • 2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.
  • OptimumBank
  • 2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
  • OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
  • Florida Bond & Mortgage Inc
  • 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
  • Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services