USDA Vs. FHA Pro and Con comparison in Zionsville, Boone County, IN

For 2025, the USDA loan limit in Zionsville, within the county of Boone, IN, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best option for your financial situation in .

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Zionsville, Boone County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Zionsville, IN

Lendersa® strives to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Capital Group Inc
  • 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
  • At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
  • APLOS MORTGAGE INC
  • 282 Memorial Court, Unit C, Crystal Lake, IL, 60014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • Sauk Mortgage Group LTD
  • 1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
  • Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
  • Jeep Country Federal Credit Union
  • 7030 Spring Meadows West Drive, Holland, OH, 43528
  • Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
  • Greentree Mortgage Services
  • 7555 Airport Hwy, Suite A, Holland, OH, 43528
  • We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans"​ of our clients.
  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
  • Glass City Federal Credit Union
  • 1340 Arrowhead Drive, Maumee, OH, 43537
  • Glass City Federal Credit Union has been proudly serving the Northwest Ohio community since 1947.Currently, Glass City provides optimum financial services to over 26, 000 members, and more than 200 businesses, organizations, and associations in the region. With five full-service branch locations in Maumee, Toledo, and Bowling Green,
  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
  • Savage Mortgage Services, Ltd
  • 655 Beaver Creek Circle, Maumee, OH, 43537
  • Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.