USDA VS FHA in Zionsville, Boone County, IN

For 2025, the USDA loan limit in Zionsville, within the county of Boone, IN, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best option for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Zionsville, Boone County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Zionsville, IN

Lendersa® strives to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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