USDA Vs. FHA Pro and Con comparison in Zionsville, Boone County, IN
For 2026, the USDA loan limit in Zionsville, within the county of Boone, IN, is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Zionsville, Boone County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Zionsville, IN
Lendersa® strives to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three starting points that lead to matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
Chartered in 1988, as a bankers' bank, Independent Community Bankers' Bank has enjoyed providing community banks with personalized correspondent banking services for more than 30 years. ICBB is organized to only do business with banking institutions and is owned solely by the customer banks it serves.
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