USDA Vs. FHA your options comparison in Crown-Point, Lake County, IN

In 2025, the USDA loan limit in Crown-Point, within Lake county, IN, stands at $303,600, whereas the FHA limit is $379,500 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates today and determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to the best choice for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Crown-Point, Lake, IN

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Crown-Point, IN

The goal of Lendersa® is to secure you the best USDA or FHA loan quickly and effortlessly. Select one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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