USDA VS FHA in Winfield, Lake County, IN

In 2025, the limit for USDA loans in Winfield, located in Lake, IN, is $336,500. Meanwhile, the FHA loan cap for a single-family residence is set at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates. It helps you understand the income, credit, reserves, and required documents to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial requirements.

Explore loan options from a selection of 100 lenders

Loan limits and down payment requirements for 2025 in Winfield, Lake, IN

Type of Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Winfield, IN

The mission of Lendersa® is to facilitate the swift and straightforward acquisition of optimal USDA or FHA loans. Choose one of three initial approaches to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It's intended for rural areas only. Unlike FHA loans which mandate a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MOUNTAIN VALLEY BANK
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  • Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
  • Yampa Valley Bank
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  • Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
  • Versair Private Money
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  • Florida Elite Mortgage
  • 625 N Tamiami Tr, Suite J, Nokomis, FL, 34275
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  • LendUS
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  • Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
  • Marine Bank & Trust
  • 571 Beachland Blvd, Vero Beach, FL, 32963
  • Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
  • Randolph-Brooks Federal Credit Union
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  • Megamerica Mortgage
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  • Megamerica Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,