USDA and FHA Pro and Con in Lakes-of-the-Four-Seasons, Lake County, IN

In 2025, the USDA loan limit in Lakes-of-the-Four-Seasons, located in Lake county, IN, is set at $303,600. The FHA limit for a single-family home stands at $379,500.

Use the Lendersa® USDA loan calculator to compare the best rates currently available for USDA versus FHA loans. Determine the required income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, aiding you in deciding the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Lakes-of-the-Four-Seasons, County of Lake, IN

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Lakes-of-the-Four-Seasons, IN

Lendersa®'s aim is to connect you to the best USDA or FHA loans swiftly and with ease. Choose one of three starting points to find compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in IN

A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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