USDA Loan Vs. FHA loan pro & con Cedar-Lake, Lake County, IN

In 2025, the USDA loan threshold in Cedar-Lake, located in Lake county, IN, stands at $303,600, whereas the FHA loan cap for a single-family residence is $379,500.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Assess the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in determining the ideal program for your unique financial situation right here in .

Exploring USDA and FHA Loan Opportunities in Cedar-Lake, IN

The mission of Lendersa® is to swiftly secure for you the most suitable USDA or FHA loans with ease. Choose from three options to connect with lenders and access USDA loan programs tailored to your needs.

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Understanding USDA Loans in IN

The USDA home loan, also known as the USDA mortgage or rural development loan, is a government-backed loan from the Department of Agriculture. It is available exclusively in rural areas. In contrast to FHA loans that have a 3.5% minimum down payment requirement, USDA mortgages require no initial down payment at all.

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813-748-1534 Lender's profile and map Reviews NFM Lending 1500 State Street, Suite 203, Sarasota, FL, 34236 NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
941-504-7095 Lender's profile and map Reviews Windom Mortgage 677 N. Washington Blvd, Sarasota, FL, 34236 Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
(406) 487-5391 Lender's profile and map Reviews Daniels-Sheridan Federal Credit Union 404 Main Street, Scobey, MT, 59263 Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.
(941) 780-9660 Lender's profile and map Reviews New Millennium Mortgage Co 3120 Southgate Circle, Sarasota, FL, 34239 Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
(719) 587-4200 Lender's profile and map Reviews First Southwest Bank 720 Main Street, Alamosa, CO, 81101 As a Community Development Financial Institution, our mission at First Southwest Bank is to cultivate valuable relationships, invest in economic and social doers, and foster a well-lived rural Colorado culture. Serving the San Luis Valley and rural Colorado for more than 100 years, we offer personal and business banking at our six branches.
(719) 589-2564 Lender's profile and map Reviews Alamosa State Bank 2225 Main St., Alamosa, CO, 81101 Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.
(830) 914-4504 Lender's profile and map Reviews Marion State Bank Texas 301 West San Antonio Street, Marion, TX, 78124 Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.
(941) 225-2613 Lender's profile and map Reviews APR Mortgage 1197 Sarasota Cenetr Blvd, Sarasota, FL, 34240 APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.
(248) 207-2404 Lender's profile and map Reviews First Commerce Financial 7357 International Place, Suite 102, Sarasota, FL, 34240 "Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience. Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
941-315-2112 Lender's profile and map Reviews Braun Mortgage Group, LLC 6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240 Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
941-225-2612 Lender's profile and map Reviews APR Commercial Funding 1197 Sarasota Center Blvd., Sarasota, FL, 34240 The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
941-388-9350 Lender's profile and map Reviews Creative Lending 7345 International Place, #108, Sarasota, FL, 34240 Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.