In 2025, the USDA loan threshold in Cedar-Lake, located in Lake county, IN, stands at $303,600, whereas the FHA loan cap for a single-family residence is $379,500.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Assess the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in determining the ideal program for your unique financial situation right here in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $303,600 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to swiftly secure for you the most suitable USDA or FHA loans with ease. Choose from three options to connect with lenders and access USDA loan programs tailored to your needs.
The USDA home loan, also known as the USDA mortgage or rural development loan, is a government-backed loan from the Department of Agriculture. It is available exclusively in rural areas. In contrast to FHA loans that have a 3.5% minimum down payment requirement, USDA mortgages require no initial down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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