USDA Vs. FHA Pro and Con comparison in De-Motte, Jasper County, IN

For 2025, the USDA loan limit for a single-family home in De-Motte, situated in the county of Jasper, IN, is $303,600. Meanwhile, the FHA loan limit is $379,500.

Utilize the Lendersa® USDA loan calculator to compare today's prevalent rates between USDA and FHA loans, assisting you to ascertain income, credit, reserves, and necessary documentation needed for qualification. With our elaborate mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the best program in for your financial circumstance.

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2025 Loan Limits and Downpayment Requirements in De-Motte, County of Jasper, IN

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in De-Motte, IN

Lendersa® aims to swiftly and effortlessly secure the most favorable USDA or FHA loan for you. Choose among three starting points guiding you to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, also referred to as a USDA rural development loan or mortgage, is supported by the U.S. Department of Agriculture, intended for rural areas only. In contrast to FHA loans demanding a minimum of 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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