In the year 2025, the USDA loan limit for Lowell, situated in Lake county, IN, is $336,500. On the other hand, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA options. Determine the necessary income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your specific financial needs in Alabama.
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan options for you quickly and without hassle. Choose from one of three starting paths leading to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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