USDA and FHA Pro and Con in Lowell, Lake County, IN

In the year 2025, the USDA loan limit for Lowell, situated in Lake county, IN, is $336,500. On the other hand, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA options. Determine the necessary income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your specific financial needs in Alabama.

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2025 Lending Limits and Downpayment Requirements in Lowell, Lake, IN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lowell, IN

Lendersa® aims to secure the best USDA or FHA loan options for you quickly and without hassle. Choose from one of three starting paths leading to matching lenders and USDA loan programs.

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What is a USDA Loan in IN?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Labor Management Federal Credit Union
  • 8225 US Highway 60 W, Lewisport, KY, 42351
  • Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.
  • Members First Credit Union
  • 600 W Wackerly, Midland, MI, 48642
  • When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
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  • St. Louis City Police Headquarters since it’s establishment in 1934. The Credit Union was established to help new Policemen obtain loans to purchase their uniforms. We have definitely grown since then. We now offer several Account Types and Loan Programs. We also offer services from money orders, to online banking for our members.
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  • 7741 Dexter Ave, Detroit, MI, 48206
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  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
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  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
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  • 55 South 4th Street, Fairfield, IA, 52556
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