USDA and FHA Pro and Con in Roselawn, Newton County, IN

In 2026, the USDA loan limit for Roselawn, located in Newton, IN, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, evaluating necessary income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding your decision on which program in best matches your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Roselawn, Newton, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Roselawn, IN

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, with minimal hassle. Choose from one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan, guaranteed by the government through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Roselawn Lenders

  • Tech Credit Union
  • 10951 Broadway, Crown Point, IN, 46307
  • Lends in Indiana
  • Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans

  • Wells Funding Group
  • 6819 E Lincoln Hwy, Crown Point, IN, 46307
  • Lends in Indiana
  • We take pride in providing all of our clients with an honest consultation, a transparent process, expert loan advice, and a streamlined mortgage experience. The Wells team prides itself on friendly, attentive, and proactive service. You will always be able to speak or meet with us personally.

  • Kirk and Company Real Estate
  • 9800 Connecticut Dr, Crown Point, IN, 46307
  • Lends in Indiana
  • "Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date.

    While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"

  • Boda Finance LLC
  • 6111 Harrison St .3rd Floor, Merrillville, IN, 46410
  • Lends in Indiana
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!

  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • Lends in Indiana
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has
    been proud to offer our members a complete array of financial services including debit

  • Northern Indiana Federal Credit Union
  • 8121 Grand Boulevard, Merrillville, IN, 46410
  • Lends in Indiana
  • Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments

  • Members Source CU
  • 8580 Virginia Street, Merrillville, IN, 46410
  • Lends in Indiana
  • Originally established as Northern Indiana Public Service Employees’ Federal Credit Union on August 27, 1935 we offered membership to a group of employees who worked for NIPSCO. In November 2006, we changed our name to Members Source Credit Union and expanded our membership. We now have more than 6,200 members

  • Local 697 FCU
  • 7200 Mississippi Street, Suite 400, Merrillville, IN, 46410
  • Lends in Indiana
  • Founded in 1959 to serve regular and associate members of Local 697, International Brotherhood of Electrical Workers Local 697 Federal Credit Union is a member owned and operated financial institution guided by a five-member volunteer Board of Directors. Since then the Federal Credit Union has opened its membership to the employees

  • A&M Mortgage Group
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • Lends in Indiana
  • A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages.

    Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.