In 2025, in Westfield, located in the county of Hamilton, IN, the USDA loan limit is $336,500, whereas for a single-family home, the FHA loan limit is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Assess income, creditworthiness, reserves, and documentation needed for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in picking the ideal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to connect you with the most suitable USDA or FHA loan promptly and without difficulty. Start with one of three initial options leading to matched lenders and USDA loan programs.
USDA home loans, which are guaranteed by the U.S. Department of Agriculture and often referred to as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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