USDA Vs. FHA Pro and Con comparison in Georgetown, Floyd County, IN
As of 2025, the USDA loan cap in Georgetown within Floyd county, IN, is set to $336,500, whereas the FHA loan cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to scrutinize today's leading USDA against FHA rates, and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial circumstances.
2025 Loan Caps and Initial Payment Specifications in Georgetown, Floyd, IN
Category of Loan
Maximum Loan
Upfront Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Varieties in Georgetown, IN
Lendersa® is dedicated to securing the most advantageous USDA or FHA loan rapidly and with minimal effort. You can commence with any of three streamlined methods, connecting you to lenders and aligned USDA loan programs.
A USDA home loan is essentially a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, exclusively available in rural locations. Contrary to FHA loans, which mandate a minimum 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
"ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part.
Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
3200 Highlands Parkway SE, Suite 105, Smyrna, GA, 30082
Bates Mortgage Group LLC. is a Correspondent Lender licensed in 23 states that provides residential mortgage & Commercial loans for purchase and refinance. We offer all the familiar home loan programs such as Conventional, FHA, VA, Jumbo & USDA loans along with several specialty type mortgage programs.
2388 Genoa Business Park Drive, Brighton, MI, 48114
Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.
Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
