USDA Loan Vs. FHA loan pro & con for New-Albany, Floyd County, IN

In 2025, USDA loan limit in New-Albany, county of Floyd, IN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Albany, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(212) 274-9075 653 miles Lender's profile and map Reviews Andrew Davidson & Co 65 Bleecker Street, Fifth Floor, New York, NY, 10012 Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
7327715596 653 miles Lender's profile and map Reviews Quentin Realty Capital 43 9th st, Brooklyn, NY, 11215 Quentin Realty Capital A Direct Private Lender You Can Trust With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain. Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
(718) 780-3618 653 miles Lender's profile and map Reviews NYM Federal Credit Union 501 Sixth Street, Suite 2E\|2F, Brooklyn, NY, 11215 The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
(845) 457-7700 653 miles Lender's profile and map Reviews Walden Savings Bank 15 Scott's Corners Drive, Montgomery, NY, 12549 Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
+18083919022 653 miles Lender's profile and map Reviews MCashAdvance 1415 East 8th Street, Brooklyn, NY, 11230 MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.
(201) 869-9300 653 miles Lender's profile and map Reviews GSL Savings Bank 6823 Bergenline Ave, Guttenberg, NJ, 07093 GSL Savings Bank was founded in 1907 & has been serving the local community ever since. We offer individuals & businesses a safe & easily accessible way to bank, right in their own backyard.With more than 100 years in the financial industry, GSL Bank has the knowledge & the reputation to help people from all walks of life achieve their goals.
(320) 983-3101 653 miles Lender's profile and map Reviews The First National Bank of Milaca 190 - 2nd Ave SW, Milaca, MN, 56353 The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.
(201) 862-8260 653 miles Lender's profile and map Reviews Bogota Savings Bank 60 East Main St, Bogota, NJ, 07603 Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
(888) 699-6674 653 miles Lender's profile and map Reviews Woori America Bank 330 Fifth Avenue, New York, NY, 10001 Woori America Bank, which is wholly-owned US subsidiary of Woori Bank, Korea, provides various fast-track banking services such as remittances, international trade finance and account opening services through established banking networks of Woori Bank, Korea over 1, 000 in domestic Korea and 35 overseas branches in London, Singapore, Hong Kong, Chi
(800) 881-8985 653 miles Lender's profile and map Reviews LendKey Technologies, Inc. 104 W. 27th. St, New York, NY, 10001 LendKey is changing the way financial institutions do business through the market’s most advanced lending platform and network. Hundreds of lenders and asset managers partner with LendKey to bring borrowers a powerful, white-labeled lending platform that has redefined Lending-as-a-Service
(212) 897-9650 653 miles Lender's profile and map Reviews Community Federal Saving Bank 5 Penn Plaza, 14th Floor, New York, NY, 10001 CFSB has focused on providing superior service and added value to clients though a solid understanding of relationship banking. We offer a full range of services, including loans, bill payments, card services, internet banking, and merchant processing. More importantly, we work with you to customize our products and services to meet your needs.