In 2026, the limit for USDA loans in Sellersburg, located in the county of Clark, IN is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA and understand the required income, credit score, reserves, and documents for qualification. Our enhanced mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial needs in Alabama.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to promptly secure you the most favorable USDA or FHA loan with ease. Start with one of three pathways to connect with lenders offering USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and it's available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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