USDA VS FHA in Clarksville, Clark County, IN

For 2025, the USDA loan limit in Clarksville, which is in Clark, IN, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the top USDA versus FHA rates today and understand the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side-by-side to determine the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Needs in Clarksville, Clark County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Clarksville, IN

Lendersa® strives to offer you the best possible USDA or FHA loan quickly and smoothly. Choose one of three starting strategies to find matching lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in IN?

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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