USDA and FHA Pro and Con in Jeffersonville, Clark County, IN
In 2025, the USDA loan cap in Jeffersonville, within the confines of Clark county in IN, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps evaluate the required income, credit, reserves, and documentation needed for qualifying. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Jeffersonville, Clark County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jeffersonville, IN
The goal of Lendersa® is to swiftly and effortlessly provide you with the ideal USDA or FHA loan. Start with one of these three options that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, is designated for rural neighborhoods. Unlike FHA loans with a minimum 3.5% down payment requirement, USDA loans necessitate no down payment.
Our mission is to be the bank where “every customer comes back and brings a friend.
Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
Barot Capital, LLC Commercial Real Estate Loan Consultants
736 Market Street, Suite 318, Chattanooga, TN, 37402
BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
555 Walnut Street, Suite 100, Chattanooga, TN, 37402
Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
Genesis Employees Credit Union has been open since 1973. The credit union has assets totaling $18.98 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.
Citizens was opened by local citizens in 1917 to serve the loan needs of people who have limited access to bank credit. Citizens primarily makes secured and unsecured loans to individuals with less than perfect credit or collateral for personal, family or household purposes Automobiles and personal property are all acceptable as collateral.
In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday.
In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900
Elite Community Credit Union, formerly Envision Credit Union, has been in business since 1957. Throughout the years, we have remained financially stable. We provide competitive share and loan rates, free online banking and mobile banking, along with a variety of other services such as, checking accounts
