For 2025, the USDA loan limit in Muncie, within Delaware County, IN, is set at $336,500, while the FHA cap for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. You'll determine essential factors such as income, credit, reserves, and documents needed to qualify. With our modern mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help you choose which program in is ideal for your particular financial context.
2025 Loan Limits and Downpayment Requirements in Muncie, Delaware County, IN
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Muncie, IN
The aim of Lendersa® is to efficiently provide the best USDA or FHA loan solution swiftly and without hassle. Choose one of three starting options to connect with potential lenders and explore USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan, is exclusively offered in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
At Cash Advance of Manhattan, we offer business owners a multitude of programs and financing options to help increase their cash flow for future business endeavors. We offer same day funding for large amounts as well as premium rates and terms otherwise not accessible in traditional markets. In addition to unsecured financing.
"With our financing programs, business owners have maximum limits determined based on their cashflow and they have access to more funds even before their existing positions are fully paid off. We provide same-day renewals and early pay off discounts for reduced interest. We Provide Fast Business Funding to
Companies in Many Industries."
Jumbo Loan Experts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
US Courthouse FCU is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with money saving products and services. You can find out more about these products and services, and get other important credit union information, by browsing through this web site.
Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
GSL Savings Bank was founded in 1907 & has been serving the local community ever since. We offer individuals & businesses a safe & easily accessible way to bank, right in their own backyard.With more than 100 years in the financial industry, GSL Bank has the knowledge & the reputation to help people from all walks of life achieve their goals.
300 N Middletown Road, Suite 6, Pearl River, NY, 10965
Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
Artesian City Federal Credit Union was founded in 1950 on the credit union principle of “people helping people”. For more than fifty years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services specifically designed.
