USDA Vs. FHA Pro and Con comparison in Muncie, Delaware County, IN
For 2025, the USDA loan limit in Muncie, within Delaware County, IN, is set at $336,500, while the FHA cap for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. You'll determine essential factors such as income, credit, reserves, and documents needed to qualify. With our modern mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help you choose which program in is ideal for your particular financial context.
2025 Loan Limits and Downpayment Requirements in Muncie, Delaware County, IN
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Muncie, IN
The aim of Lendersa® is to efficiently provide the best USDA or FHA loan solution swiftly and without hassle. Choose one of three starting options to connect with potential lenders and explore USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan, is exclusively offered in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
At Orion Mortgage, we’ve been helping residents all over the Valley reach their dreams of homeownership. Our dedicated team of mortgage and loan professionals are committed to providing the personal attention and excellent customer service you deserve. We are a small company that believes in honesty, hard work, and exemplary customer service.
Happy Valley Mortgage Company, LLC founder of the Donna Avram have been in the mortgage business for over 23 years now, I have been a top producer for many years and now opened my own mortgage brokerage. My business is primarily generated by word of mouth. It brings me great pleasure to see clients leaving my office happy.
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3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
We provide excellent service with rates and fees that are hard to beat. With our vast resources, experience, and knowledge, we make the lending process easy peasy. We've got you covered from boring conventional to exotic niche loans! We'll take the time to explain all the different loan options available
2980 E Northern Ave, Building C, Phoenix, AZ, 85028
summit Lending Solution is to become a nationwide lender serving all 50 states within the next ten years. We hope that you will put our experience and expertise to the test! Please visit our website, check our reviews, visit us on social media or give us a call when you are ready to buy a home or refinance
The AZ Mortgage Broker, LLC Team is your Arizona experienced mortgage team located in Phoenix, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Phoenix area.
ProLending, we don’t see customers as numbers and paperwork. For us, doing business is about making human connections. We listen to the people we serve. We find the right mortgage solution for their specific needs. And we help them achieve their dreams of homeownership. You’ll see it in everything we do.
Axel Mortgage, Inc. where exceeding the standard for responsible lending is our mission! We don't use deceptive advertising or hire misleading loan officers to drive our business. We have consistently earned the highest rating available with the Better Business Bureau for doing business ethically. We don't charge upfront lock fees
11811 N. Tatum Blvd, Suite 3031-4B, Phoenix, AZ, 85028
There had to be a better way. The mortgage industry can be complicated for the average homeowner or first time home buyer, and we wanted to change that. Road to Home Mortgage is a local mortgage brokerage where the client comes first. We help guide our clients successfully through the mortgage process.
