USDA VS FHA in Knox, Starke County, IN

As of 2025, in Knox, Starke county, IN, the USDA loan limit is set at $336,500, whereas the FHA limit for single-family homes is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast the best current USDA versus FHA rates. Assess the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on which program in Alabama is most suitable for your specific financial scenario.

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Loan limits and downpayment details for 2025 in Knox, Starke county, IN

Loan Type Loan Limit Required Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Knox, IN

The mission of Lendersa® is to secure you the best possible USDA or FHA loan speedily and without difficulties. Start with one of three options to discover lenders and the appropriate USDA loan programs for your needs.

Lendersa USDA loan request and match results

Understanding USDA Loans in IN

The USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the government via the Department of Agriculture. This loan is exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage permits no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mi Casa Financial, LLC
  • 1616 San Pedro Ave, San Antonio, TX, 78212
  • We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company. Our office is centrally located in San Antonio at 1616 San Pedro Avenue
  • SecureNet Loan Services
  • 311 Howard St, San Antonio, TX, 78212
  • We offer full service loan servicing for private investors. We can service a single loan or a complete portfolio. Assisting small investors is our passion, whether it be whole loans, partial loans, wraps or land loans. We offer easy setup and timely disbursements of investor funds and escrow payments for taxes and insurance.
  • Covey Financial
  • 4515 San Pedro Ave, San Antonio, TX, 78212
  • Founded in 2012, Covey Financial is a Texas-based loan servicer. We service over 8, 000 loans throughout 12 US States and are constantly growing. Our competitive advantage is our simple pricing model. Our clients experience: no setup fees, no laundry list of fees, and no conditional pricing. Covey Financial is a top choice for lenders.
  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,
  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.
  • Select Federal Credit Union
  • 1914 N Interstate 35, San Antonio, TX, 78208
  • Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.
  • Cogent Bank
  • 14421 Metropolis Ave, Suite 102, Fort Myers, FL, 33912
  • Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions. We believe banking is personal
  • Prosperity Home Mortgage, LLC
  • 6700 Daniels Parkway, Suite #4, Fort Myers, FL, 33912
  • Prosperity Home Mortgage, LLC, (Prosperity) a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. The Long & Foster Companies is part of HomeServices of America, a Berkshire Hathaway affiliate.
  • AA South Florida Mortgage LLC
  • 13861 Plantation Rd #103, Fort Myers, FL, 33912
  • AA South Florida Mortgage brings a dynamic work ethic to their clients. Their practice of commitment and drive have brought them success time after time. Their dedication to making a transaction that is agreeable with you allows a smoother transition for your family. AA South Florida Mortgage is content to handle the worrisome details
  • Mortgage Warehouse
  • 13430 Parker Commons Blvd., Unit #103, Fort Myers, FL, 33912
  • Mortgage Warehouse - We are a mortgage lender that provides home loans to customers looking to purchase or refinance their home. We deliver great rates and service by handling the loan process from start to finish including underwriting and funding our loans. and also Rated A+ with the Better Business Bureau.
  • Alamo City Credit Union
  • 4801 NW Loop 410, Suite 100, San Antonio, TX, 78229
  • Alamo City Credit Union was originally known as Texas Workforce Credit Union when we obtained our charter July 1955. A lot of faith and foresight went into the forming of this solid organization. At the beginning, $1, 500.00 was the maximum deposit per shareholder. The loan limit was set at $200.00 and only loan per family.