USDA and FHA Pro and Con in Walkerton, St. Joseph County, IN
In 2025, the USDA loan cap for Walkerton, situated in the county of St. Joseph, IN is $336,500, whereas the FHA cap for a single-family house is $472,030.
Lendersa® USDA loan calculator allows you to evaluate the current best rates for USDA versus FHA loans, and find out the income, credit score, reserves, and documents necessary for qualification. With our detailed mortgage calculator, you can see comparisons side by side for USDA, FHA, Conforming, and VA loans, aiding you in selecting the optimal program for your financial needs in .
Loan thresholds and down payment guidelines for 2025 in Walkerton, St. Joseph, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan avenues in Walkerton, IN
The mission of Lendersa® is to promptly and smoothly connect you to the finest USDA or FHA loan available. Opt for one of three starting routes to find matching lenders and USDA loan plans.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available solely in rural areas. In contrast to FHA loans, which mandate a minimum of 3.5% down payment, the USDA mortgage loan requires no down payment whatsoever.
Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601
The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live!
We do not allow graphic, obscene, explicit or racial comments
313 Alamo Street, Suite B, Lake Charles, LA, 70601
"Here at Lake Charles Finance & Mortgage we offer personal loans from $200 to $1, 500. All you gotta do is fill out our online application,
Once you apply, we run a quick credit check. If you are up to date on all your bills, you've been approved and we'll contact you shortly! We do not credit score, we just check your credit."
313 Alamo Street, Suite A, Lake Charles, LA, 70601
AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
Dunn Mortgage & Associates, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in
At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
