USDA Vs. FHA Pro and Con comparison in Plymouth, Marshall County, IN

In the year 2025, the USDA loan limit for Plymouth in the county of Marshall, IN, stands at $336,500, while the FHA counterpart for a single-family residence is $472,030.

Explore Lendersa® USDA loan calculator to compare current top rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program tailored to your financial needs in Alabama.

Compare loan offers from a selection of 100 lenders

Loan limits and down payment needs for Plymouth, Marshall, IN in 2025

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Plymouth, IN

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Initiate with one of three starting points that align you with lenders and compatible USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is endorsed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, intended specifically for rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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