USDA VS FHA in Plymouth, Marshall County, IN

In the year 2026, the USDA loan limit for Plymouth in the county of Marshall, IN, stands at $336,500, while the FHA counterpart for a single-family residence is $472,030.

Explore Lendersa® USDA loan calculator to compare current top rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program tailored to your financial needs in Alabama.

Compare loan offers from a selection of 100 lenders

Loan limits and down payment needs for Plymouth, Marshall, IN in 2026

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Plymouth, IN

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Initiate with one of three starting points that align you with lenders and compatible USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is endorsed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, intended specifically for rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Plymouth Lenders

  • First National Bank of Monterey
  • 6222 E. Main Street, Monterey, IN, 46960
  • Lends in Indiana
  • On June 14th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1st of 1910 with 57 original shareholders and $25, 000 in capital. The first board of directors rotated presidents naming PH Wagoner.

  • South Bend Transit Federal Credit Union
  • 1401 S Lafayette Boulevard, Suite 100, South Bend, IN, 46613
  • Lends in Indiana
  • South Bend Transit Federal Credit Union is a member owned non-profit financial institution. We provide services to persons working/retirees from Transpo and their immediate family members. Putting our members first for over 75 years and ensuring the growth of our credit union to continue to serve families present and future.

  • CommunityWide Federal Credit Union
  • 1555 W Western Avenue, South Bend, IN, 46619
  • Lends in Indiana
  • CommunityWide Federal Credit Union was founded in September of 1967 as the West Washington Association Federal Credit Union. It was established with the primary purpose of providing high value financial services to persons of modest means in the near west side of South Bend, including financial counseling and education.

  • South Bend Firefighters Credit Union
  • 1122 South Main Street, South Bend, IN, 46601
  • Lends in Indiana
  • Our credit union Motto is “People Helping People.” We’re all working together to help each other. As member-owners, we all have a stake in the credit union’s success. The better our credit union does, the better you do. That’s the value of credit union membership. South Bend Firefighters Federal Credit Union was organized on October 1959.

  • Policemen's Federal Credit Union
  • 1130 South Main Street, South Bend, IN, 46601
  • Lends in Indiana
  • We proudly serve the law enforcement community of St. Joseph County, IN, membership with PFCU is available to others as well. By supporting local law enforcement with a minimal, one time membership fee to the Fraternal Order of Police Associates (FOPA), you too can become a member of Policemen's Federal Credit Union.

  • Centennial Mortgage, Inc.
  • 218 W. Washington Street, Suite 900, South Bend, IN, 46601
  • Lends in Indiana
  • Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.

  • First Federal Savings Bank
  • 301 E 9th Street, Rochester, IN, 46975
  • Lends in Indiana
  • First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.

  • 1st Midwest Mortgage Corp.
  • 316 North Ironwood Dr, South Bend, IN, 46615
  • Lends in Indiana
  • At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Teachers Credit Union
  • PO Box 1395, South Bend, IN, 46624
  • Lends in Indiana
  • Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.